93 Oceanside Dr, Atlantic Beach, FL 32233 Property Records

Duval County property record for 93 Oceanside Dr, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,412 sqft · built 1991
Lot Size	0.132 acres (5,763 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,974 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`168846-5105`

Property Details

APN / Parcel Number

Primary APN	`168846-5105`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,412 sqft Living Area
Gross Area	4,440 sqft
1st Floor Area	744 sqft
Upper Floors Area	2,668 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,763 sqft (0.132 acres)
Lot Dimensions	90 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	453 sqft
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	93 OCEANSIDE DR
City	ATLANTIC BEACH
State	FL
Zip	32233-5949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARG-M
Legal Description	44-034 37-2S-29E OCEAN SIDE LOT 1 O/R BK 6723-1036
Legal Range	29E
Legal Township	02S
Legal Section	37
Legal Subdivision	OCEAN SIDE
Legal Lot Number	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	3
Census Block	3002
Census Tract	13905

Owner

93 Oceanside Dr is owned and occupied by two individuals.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	93 OCEANSIDE DR, ATLANTIC BEACH, FL 32233-5949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	93 OCEANSIDE DR, ATLANTIC BEACH, FL 32233-5949
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 OCEANSIDE DR, ATLANTIC BEACH, FL 32233-5949

Mortgage

Document Number	0198022195
Date	Jul 8, 2021
Book Page	19802/2195
Instrument	2021173203

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 93 Oceanside Dr was $8,974 with a homeowner's exemption, up 1.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,174 (+2.7%)	$1,402,125 (+1.54%) Land $765,409 Building $636,716
2025	$8,974.00 (+1.8%) Homeowner's exemption	$562,974	$1,380,792 Land $764,400 Building $616,392
2024	$8,815.00 (+2.69%)
2023	$8,584.00 (+7.57%) Homeowner's exemption	$531,173 (+3%)	$992,994 (+7.62%) Land $436,800 Building $556,194
2022	$7,980.00 Homeowner's exemption	$515,702	$922,647 Land $436,800 Building $485,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Oceanside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 260 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	322 units insured incl. 62 condo units
Nearby Flood Claims	46 (1979–2017)
Claims Outside the SFHA	43 of 46
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Tropical Storm Fay, Aug 2008 · 4 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Oceanside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20