93 Oak St, Andrews, NC 28901 Property Records

Cherokee County property record for 93 Oak St, Andrews, NC 28901

Property Summary

Property Type	Other Improved
Details	2,266 sqft · built 1890
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Mar 2026 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`556613030238000`

Property Details

APN / Parcel Number

Primary APN	`556613030238000`
Alternative APN	`62682`

Interior

Stories	2 Stories
Building Area	2,266 sqft Heated Area
Gross Area	3,385 sqft
Upper Floors Area	784 sqft
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1975
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Width	173 ft Width
Porch	Open Porch
Porch Area	415 sqft
Deck Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	62682
Street Address	93 OAK ST
City	ANDREWS
State	NC
Zip	28901-9241
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	CB
Legal Description	FR PULLIUM 891/197 D/38A
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2003
Census Tract	930101

Owner

93 Oak St is owned by an individual who acquired it in March 2026.

Source: Cherokee County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	465 HUTCHINSON LN, ANDREWS, NC 28901-0828
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 2, 2026
Transfer Doc	001796/658
Record Updated	Jun 8, 2026

March 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Mar 2, 2026
Property Address	93 OAK ST, ANDREWS, NC 28901-9241
Document Number	001796/658
Book / Page	1796 / 658
Map Reference	CAB H SL 1893
Instrument Date	Feb 11, 2026
Instrument	996
Transaction Type	Foreclosure
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3860 MANOR COURT DR, ALPHARETTA, GA 30004-5248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 HUTCHINSON LN, ANDREWS, NC 28901-0828

Mortgage

Document Number	0001796660
Date	Mar 2, 2026
Instrument	1796/660

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 93 Oak St was $1,222.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00	$186,450	$186,450 Land $15,000 Building $171,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Oak St is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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