93 Melvin St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 93 Melvin St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,644 sqft · built 1880
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2025)
Tax Bill	$5,176 (2026)
Deeds & Mortgages	Sep 2026 Second Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`498-00028`

Property Details

APN / Parcel Number

Primary APN	`498-00028`
Alternative APN	`CHIC M:0498 P:00028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,644 sqft Living Area
Gross Area	4,400 sqft
1st Floor Area	1,560 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	498-00028
Street Address	93 MELVIN ST
City	CHICOPEE
State	MA
Zip	01013-2011
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3007
Census Tract	811101

Owner

93 Melvin St, a duplex, is owned and occupied by an individual who bought it in September 2025.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	93 MELVIN ST, CHICOPEE, MA 01013-2011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORPORATION
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Jun 9, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Jun 9, 2025 · Amount on File
Deed Document Number	202545089
Deed Book / Page	26039 / 145
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Sep 16, 2026
Property Address	93 MELVIN ST, CHICOPEE, MA 01013-2011
Document Number	0000045291
Book / Page	26511 / 571
Instrument Date	Sep 9, 2026
Instrument	202645291
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 MELVIN ST, CHICOPEE, MA 01013-2011

Mortgage

Document Number	0000045291,
Date	Sep 16, 2026
Book Page	26511/571
Instrument	202645291

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 24, 2025
Property Address	93 MELVIN ST, CHICOPEE, MA 01013-2011
Document Number	026039-145
Book / Page	26039 / 145
Instrument Date	Sep 24, 2025
Instrument	45089
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 MELVIN ST, CHICOPEE, MA 01013-2011

Mortgage

Document Number	0000045090
Date	Sep 24, 2025
Instrument	45090

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	026039-175
Date	Sep 24, 2025
Book Page	26039/175
Instrument	45092

Lender

Name	MASSACHUSETTS HOUSING PARTNERSHIP FUND
Type	Government Agency

Agreement

Amount	Amount on Record

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 9, 2025
Property Address	93 MELVIN ST, CHICOPEE, MA 01013-2011
Document Number	025894-397
Book / Page	25894 / 397
Instrument Date	May 23, 2025
Instrument	25550
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 MELVIN ST, CHICOPEE, MA 01013-2011

Tax Assessment & Valuation

The 2026 property tax bill for 93 Melvin St was $5,176, up 10.3% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,176.00 (+10.27%)	$339,600 (+9.69%) Land $102,000 Building $237,600	$351,192
2025	$4,694.00 (+5.72%)	$309,600 (+2.93%) Land $92,900 Building $216,700
2024	$4,440.00 (+7.25%)	$300,800 (+10.06%) Land $91,100 Building $209,700
2023	$4,140.00	$273,300 Land $82,800 Building $190,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Melvin St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 93 Melvin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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