Columbia County and Ghent Town property record for 93 Lower Post Rd, Ghent, NY 12075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,255 sqft · built 1896 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $342,500 (May 2018) |
| Tax Bill | $5,775 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance May 2018 Sale & Mortgage |
| APN | 103889 91.-1-16 |
| Primary APN | 103889 91.-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 415 sqft |
| Attic | Attic |
| Attic Area | 415 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 42,689 sqft (0.98 acres) |
| Lot Dimensions | 310 ft deep x 230 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 105 sqft |
| Canopy | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 93 LOWER POST RD |
|---|---|
| City | GHENT |
| State | NY |
| Zip | 12075-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | COLUMBIA NY |
| Township / Civil Division | GHENT |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 700 |
Source: Columbia County and Ghent Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17 MELROSE ST, 2, BOSTON, MA 02116-5571 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PLAZA HOME MORTGAGE INC |
| May 14, 2018 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on Record |
| Deed Sale | May 14, 2018 · Amount on Record |
| Prior Sale | Mar 22, 2016 · Amount on Record |
| Deed Document Number | 20184589 |
| Deed Book / Page | 866 / 1544 |
| Prior Transfer Date | Oct 2, 2014 |
| Prior Transfer Doc | 0007972156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 93 LOWER POST RD, GHENT, NY 12075-3302 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004370 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 905/1606 |
| Instrument | 20200004370 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | May 14, 2018 |
| Property Address | 93 LOWER POST RD, GHENT, NY 12075-3302 |
| Document Number | 0000004589 |
| Book / Page | 000866 / 001544 |
| Instrument Date | May 11, 2018 |
| Instrument | 4589 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 MELROSE ST #2 MARYLAND NY 12116, 2, MARYLAND, NY 12116 |
| Document Number | 4590 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 000866/001548 |
| Instrument | 4590 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
Source: Columbia County and Ghent Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Ghent Town |
| Unified School District | Hudson City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,775.00 (+0.98%) | ||
| 2025 | $5,719.00 | $353,000 (-) Land $34,800 Building $318,200 | $458,442 (+23.38%) Land $45,195 Building $413,247 |
| 2023 | $353,000 (-9%) Land $34,800 Building $318,200 | $371,579 (-89.47%) Land $36,632 Building $334,947 | |
| 2022 | $3,530,000 Land $34,800 Building $3,495,200 | $3,530,000 Land $34,800 Building $3,495,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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