93 Lake Forest Dr, Saint Louis, MO 63117 Property Records

St. Louis County property record for 93 Lake Forest Dr, Saint Louis, MO 63117

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,754 sqft · built 1938
Lot Size	0.284 acres (12,384 sqft)
Owner	2 Trust Names on File
Last Sale	$724,434 (Dec 2018)
Tax Bill	$14,599 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20K-63-0472`

Property Details

APN / Parcel Number

Primary APN	`20K-63-0472`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,754 sqft Living Area
Gross Area	4,158 sqft
1st Floor Area	1,389 sqft
Basement Area	8 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	12,384 sqft (0.284 acres)
Lot Dimensions	83 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	509 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	93 LAKE FOREST DR
City	SAINT LOUIS
State	MO
Zip	63117-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR150
Legal Description	LAKE FOREST & LOT PT 94 LOT 93
Legal Subdivision	LAKE FOREST
Legal Lot Number	93
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3000
Census Tract	216600

Owner

93 Lake Forest Dr is owner-occupied and held in a trust since December 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	93 LAKE FOREST DR, SAINT LOUIS, MO 63117-1304
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Jun 27, 2019	Deed of Trust, Mortgage DELMAR FIN'L
Dec 21, 2018	Warranty Deed, Transfer DELMAR FIN'L
Dec 21, 2018	Affidavit of Death, Transfer US TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	Dec 21, 2018 · Amount on File
Deed Document Number	2018117
Deed Book / Page	23330 / 551
Prior Transfer Date	Dec 17, 2018
Prior Transfer Doc	0233300536
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	93 LAKE FOREST DR, SAINT LOUIS, MO 63117-1304
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 LAKE FOREST DR, SAINT LOUIS, MO 63117-1304

Mortgage

Document Number	0243404381
Date	Sep 23, 2020
Book Page	24340/4381
Instrument	2020092300776

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	93 LAKE FOREST DR, SAINT LOUIS, MO 63117-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239204125
Date	Feb 11, 2020
Book Page	23920/4125
Instrument	2020021100802

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	93 LAKE FOREST DR, SAINT LOUIS, MO 63117-1304
Document Number	0235961182
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	93 LAKE FOREST DR RICHMOND HEIGHTS MO 631171304, RICHMOND HEIGHTS, MO 63117-1304

Mortgage

Document Number	0235961182
Date	Jul 3, 2019
Book Page	023596/001182
Instrument	128

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 21, 2018
Property Address	93 LAKE FOREST DR, SAINT LOUIS, MO 63117-1304
Document Number	0233300551
Book / Page	023330 / 000551
Instrument Date	Dec 19, 2018
Instrument	117
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	93 LAKE FOREST DR ST LOUIS MO 631171304, ST LOUIS, MO 63117-1304

Mortgage

Document Number	233300554
Date	Dec 21, 2018
Book Page	023330/000554
Instrument	118

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MO
Recording Date	Dec 21, 2018
Property Address	93 LAKE FOREST DR, SAINT LOUIS, MO 63117-1304
Document Number	0233300536
Book / Page	023330 / 000536
Instrument Date	Dec 17, 2018
Instrument	114
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	US TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 LAKE FOREST DR ST LOUIS MO 631171304, ST LOUIS, MO 63117-1304

Tax Assessment & Valuation

The 2025 property tax bill for 93 Lake Forest Dr was $14,599, up 15.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Clayton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,220 (-) Land $133,510 Building $107,710	$1,269,600 (-) Land $702,700 Building $566,900
2025	$14,599.00 (+15.83%)	$241,220 Land $133,510 Building $107,710	$1,269,600 Land $702,700 Building $566,900
2024	$12,604.00 (+0.04%)
2023	$12,599.00 (+7.62%)	$191,460 (+13.9%) Land $85,230 Building $106,230	$1,007,700 Land $448,600 Building $559,100
2022	$11,707.00	$168,090 Land $85,230 Building $82,860
2021			$884,700 Land $448,600 Building $436,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 93 Lake Forest Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 93 Lake Forest Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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