Essex County and Haverhill City property record for 93 Howard St, Haverhill, MA 01830
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,611 sqft · built 1930 |
| Lot Size | 0.125 acres (5,458 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $407,000 (Nov 2022) |
| Tax Bill | $4,817 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 620-529-8A |
| Primary APN | 620-529-8A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,611 sqft Living Area |
| Gross Area | 3,973 sqft |
| Basement Area | 1,066 sqft |
| Unfinished Basement | 1,066 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,458 sqft (0.125 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 620-529-8A |
|---|---|
| Street Address | 93 HOWARD ST |
| City | HAVERHILL |
| State | MA |
| Zip | 01830-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 529 |
| Legal Lot Number | 8A |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 260200 |
Source: Essex County and Haverhill City records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 93 HOWARD ST, HAVERHILL, MA 01830-4038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PENTUCKET BANK |
| Nov 29, 2021 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage PENTUCKET BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Nov 29, 2021 · Amount on Record |
| Deed Book / Page | 41329 / 13 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Nov 30, 2022 |
| Property Address | 93 HOWARD ST, HAVERHILL, MA 01830-4038 |
| Document Number | 0041329-13 |
| Book / Page | 41329 / 13 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 20221130006040 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 HOWARD ST, HAVERHILL, MA 01830-4038 |
| Document Number | 221130006050 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 221130006050 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Nov 29, 2021 |
| Property Address | 93 HOWARD ST, HAVERHILL, MA 01830-4038 |
| Document Number | 040527-336 |
| Book / Page | 40527 / 336 |
| Instrument Date | Nov 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 21 7TH AVE, HAVERHILL, MA 01830-3920 |
| Document Number | 0040527338 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 40527/338 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 040527-357 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 40527/357 |
| Instrument | 20211129006380 |
| Name | DEREK J WHITE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,817.00 (+9.85%) | $449,800 (+9.15%) Land $151,100 Building $298,700 | $452,770 |
| 2024 | $4,385.00 (+1.11%) | $412,100 (+5.94%) Land $148,100 Building $264,000 | |
| 2023 | $4,337.00 | $389,000 Land $148,100 Building $240,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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