Stephens County property record for 93 Hickory Cir, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,189 sqft · built 1958 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Aug 2026) |
| Tax Bill | $332 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T21 082 |
| Primary APN | T21 082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 231 sqft |
| Carport | Carport |
| Carport Area | 231 sqft |
| Lean-To | 280 sqft |
| Utility Building | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 659900 |
|---|---|
| Street Address | 93 HICKORY CIR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-5998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 26 FOREST HILLS S/D |
| Legal Subdivision | FOREST HILLS |
| Legal Lot Number | 26 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970302 |
93 Hickory Cir is owned and occupied by an individual who bought it in August 2026.
Source: Stephens County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 93 HICKORY CIR, TOCCOA, GA 30577-5998 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Limited Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS |
| Jan 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK AND TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Deed Document Number | 20262296 |
| Deed Book / Page | 1460 / 119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 4, 2026 |
| Property Address | 93 HICKORY CIR, TOCCOA, GA 30577-5998 |
| Document Number | 0000002296 |
| Book / Page | 1460 / 119 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20262296 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 HICKORY CIR, TOCCOA, GA 30577-5998 |
| Document Number | 1460000129, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 1460/129 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 93 HICKORY CIR, TOCCOA, GA 30577-5998 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 93 HICKORY CIR, TOCCOA, GA 30577-5998 |
| Document Number | 0013540000000198 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 0000001354/0000000198 |
| Name | FIRST AMERICAN BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2025 |
The 2025 property tax bill for 93 Hickory Cir was $332 with exemptions applied.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332.00 Homeowner's exemption Senior Citizen's exemption | $41,595 Land $2,490 Building $39,105 | $103,987 Land $6,225 Building $97,762 |
| 2023 | $143.00 Homeowner's exemption | $25,628 Land $2,490 Building $23,138 | $64,070 Land $6,225 Building $57,845 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 93 Hickory Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 93 Hickory Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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