93 Fairway Cir, Umatilla, FL 32784 Property Records

Lake County property record for 93 Fairway Cir, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2007
Lot Size	0.241 acres (10,480 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000 (Apr 2016)
Tax Bill	$2,067 (2024)
Deeds & Mortgages	Apr 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-18-26-2002-000-10900`

Property Details

APN / Parcel Number

Primary APN	`01-18-26-2002-000-10900`
Alternative APNs	`261801200200010900` `3849637`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,480 sqft (0.241 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3849637
Street Address	93 FAIRWAY CIR
City	UMATILLA
State	FL
Zip	32784-8654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TWIN LAKES ESTATES PHASE III PB 58 PG 26-27 LOT 109 ORB 4768 PG 1965
Legal Range	26E
Legal Township	18S
Legal Section	1
Legal Subdivision	TWIN LAKES ESTATES PHASE III
Legal Tract	A,B
Legal Block	2
Legal Lot Number	109
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2001
Census Tract	30110

Owner

93 Fairway Cir is owned and occupied by two individuals who bought it in April 2016.

Source: Lake County records, as of April 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	93 FAIRWAY CIR, UMATILLA, FL 32784-8654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2016 · Amount on File
Deed Sale	Apr 20, 2016 · Amount on File
Deed Document Number	201640436
Deed Book / Page	4768 / 1965
Prior Transfer Date	Jun 9, 2014
Prior Transfer Doc	0044911047
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	93 FAIRWAY CIR, UMATILLA, FL 32784-8654
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 FAIRWAY CIR, UMATILLA, FL 32784-8654

Mortgage

Document Number	0056950424
Date	Apr 26, 2021
Book Page	5695/424
Instrument	2021056738

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.09%
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,530 (+2.9%)	$228,613 (-) Land $55,000 Building $173,613
2025		$139,490 Land $55,000 Building $84,490	$228,613 Land $55,000 Building $173,613
2024	$2,067.00 (+4.55%)
2023	$1,977.00 (+5.89%) Homeowner's exemption	$131,620 (+3%)	$207,182 (+9.05%) Land $55,000 Building $152,182
2022	$1,867.00 Homeowner's exemption	$127,790	$189,982 Land $37,800 Building $152,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Fairway Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Fairway Cir is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, T-Mobile, Verizon, Xfinity.

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