Lowndes County property record for 93 Elm Cv, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,211 sqft · built 1998 |
| Lot Size | 0.538 acres (23,453 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $283,100 (Jun 2019) |
| Tax Bill | $2,389 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2019 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13E220004700 |
| Primary APN | 13E220004700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 3,211 sqft Adjusted Area |
| 1st Floor Area | 2,717 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 23,453 sqft (0.538 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 93 ELM CV |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39701-8540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 93 ELM COVE LOT 42 7C |
| Legal Range | 17E |
| Legal Township | 19N |
| Legal Section | 30 |
| Legal Subdivision | ELM LAKE RANCH |
| Legal Lot Number | 42 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1000 |
Source: Lowndes County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 93 ELM CV, COLUMBUS, MS 39701-8540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jun 18, 2019 | Warranty Deed, Transfer |
| Mar 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 8, 2019 | Grant Deed, Transfer GERWIG JAMES (TE) |
| Jun 4, 2018 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Prior Sale | Jun 4, 2018 · Amount on Record |
| Deed Book / Page | 2019 / 4362 |
| Transfer Doc | 0000007022 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 93 ELM CV, COLUMBUS, MS 39701-8540 |
| Document Number | 0020208130 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 93 ELM CV COLUMBUS MS 397018540, COLUMBUS, MS 39701-8540 |
| Document Number | 0020208130 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 002020/028130 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 18, 2019 |
| Property Address | 93 ELM CV, COLUMBUS, MS 39701-8540 |
| Document Number | 0020194362 |
| Book / Page | 2019 / 4362 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 12, 2019 |
| Property Address | 93 ELM CV, COLUMBUS, MS 39701-8540 |
| Document Number | 0020191587 |
| Book / Page | 002019 / 001587 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 ELM CV COLUMBUS MS 397018540, COLUMBUS, MS 39701-8540 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 8, 2019 |
| Property Address | 93 ELM CV, COLUMBUS, MS 39701-8540 |
| Document Number | 0020190954 |
| Book / Page | 002019 / 000954 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 ELM CV COLUMBUS MS 397018540, COLUMBUS, MS 39701-8540 |
| Document Number | 20192146 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 002019/002146 |
| Name | GERWIG JAMES (TE) |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Feb 7, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 4, 2018 |
| Property Address | 93 ELM CV, COLUMBUS, MS 39701-8540 |
| Document Number | 0020183766 |
| Book / Page | 002018 / 003766 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | REAL ESTATE CLOSING SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 ELM CV COLUMBUS MS 397018540, COLUMBUS, MS 39701-8540 |
| Document Number | 20181341 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 002018/011341 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 3, 2048 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,389.00 (+0.97%) Homeowner's exemption | $27,958 (+12.57%) | $279,580 (+12.57%) Land $30,000 Building $249,580 |
| 2024 | $2,366.00 (+14.91%) | ||
| 2023 | $2,059.00 Homeowner's exemption | $24,835 | $248,350 Land $30,000 Building $218,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 38 (1979–2002) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Jan 2002 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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