93 Eastern Summit Rd, Cashiers, NC 28717 Property Records

Jackson County property record for 93 Eastern Summit Rd, Cashiers, NC 28717

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,500 (May 2017)
Tax Bill	$4,936 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7570-98-3009`

Property Details

APN / Parcel Number

Primary APN	`7570-98-3009`
Alternative APN	`173600`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	93 EASTERN SUMMIT RD
City	CASHIERS
State	NC
Zip	28717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 FOUND FOREST
Legal Subdivision	FOUND FOREST
Legal Lot Number	2
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2048
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	93 EASTERN SUMMIT RD, CASHIERS, NC 28717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 20, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jul 20, 2023	Intrafamily Transfer, Transfer
Dec 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 9, 2017	Warranty Deed, Transfer DECATUR DANIEL TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Deed Book / Page	2188 / 400
Last Transfer Date	Jan 13, 2026
Transfer Doc	0024121850
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	93 EASTERN SUMMIT RD, CASHIERS, NC 28717
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024161171
Date	Mar 20, 2026
Book Page	2416/1171

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	20 FRANK ALLEN RD, CASHIERS, NC 28717

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2051

Interest

Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	93 EASTERN SUMMIT RD, CASHIERS, NC 28717
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 EASTERN SUMMIT RD, CASHIERS, NC 28717

Mortgage

Document Number	0023621964
Date	Sep 7, 2023
Book Page	2362/1964

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CASHIERS, NC 28717

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Jan 20, 2026
Property Address	93 EASTERN SUMMIT RD, CASHIERS, NC 28717
Document Number	0024121850
Book / Page	2412 / 1850
Map Reference	CAB 20 SL 665
Instrument Date	Jan 13, 2026
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 EASTERN SUMMIT RD, CASHIERS, NC 28717

Mortgage

Document Number	0024121853
Date	Jan 20, 2026
Instrument	2412/1853

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Jul 20, 2023
Property Address	93 EASTERN SUMMIT RD, CASHIERS, NC 28717
Document Number	0023591835
Book / Page	2359 / 1835
Map Reference	CAB 20 SL 665
Instrument Date	Jul 6, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2930, CASHIERS, NC 28717-2930

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2930, CASHIERS, NC 28717-2930

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 10, 2020
Property Address	93 EASTERN SUMMIT RD, CASHIERS, NC 28717
Document Number	0022860016
Book / Page	002286 / 000016
Instrument Date	Dec 10, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2930 CASHIERS NC 287172930, CASHIERS, NC 28717-2930

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 9, 2017
Property Address	93 EASTERN SUMMIT RD, CASHIERS, NC 28717
Document Number	0021880400
Book / Page	002188 / 000400
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2930 CASHIERS NC 287172930, CASHIERS, NC 28717-2930

Mortgage

Document Number	21880404
Date	May 9, 2017
Book Page	002188/000404

Lender

Name	DECATUR DANIEL TRUST (PT)

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 8, 2020

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,531,389 (+17.88%) Land $150,000 Building $1,381,389
2025	$4,936.00 (+285.02%)	$1,299,089 (+284.85%) Land $150,000 Building $1,149,089
2023	$1,282.00	$337,560 Land $60,000 Building $277,560

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber · Fixed Wireless	1,000 / 1,000
BalsamWest FiberNET Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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