Washington County and White Creek Town property record for 93 E Main St, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,918 sqft · built 1880 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,000 (Jun 2022) |
| Tax Bill | $6,002 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 535001 256.17-1-22 |
| Primary APN | 535001 256.17-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,918 sqft Living Area |
| 1st Floor Area | 1,703 sqft |
| 2nd Floor Area | 891 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 200 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 961A100317 |
|---|---|
| Street Address | 93 E MAIN ST |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Description | RES 534/203 750/152 |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 92000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cambridge Historic District listed 1978 · 199 contributing resources · NRIS 78001922 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County and White Creek Town records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 93 E MAIN ST, CAMBRIDGE, NY 12816-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2022 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage SEFCU MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on Record |
| Deed Sale | Jun 8, 2022 · Amount on Record |
| Prior Sale | Mar 14, 2016 · Amount on Record |
| Deed Document Number | 20223177 |
| Prior Transfer Date | Jan 8, 2011 |
| Prior Transfer Doc | 0029390301 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Jun 8, 2022 |
| Property Address | 93 E MAIN ST, CAMBRIDGE, NY 12816-1207 |
| Document Number | 0000000177 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022-3177 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4029 STATE ROUTE 26, SALEM, NY 12865 |
| Document Number | 0000000178 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022-3178 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Oct 29, 2019 |
| Property Address | 93 E MAIN ST, CAMBRIDGE, NY 12816-1207 |
| Document Number | 0000129546 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 129546 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.55 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 94 ROUND LAKE NY 121510094, ROUND LAKE, NY 12151-0094 |
| Document Number | 129547 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 129547 |
| Name | SEFCU MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2049 |
Source: Washington County and White Creek Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,002.00 | $180,000 (-) Land $13,800 Building $166,200 | $216,867 (+6.02%) Land $16,626 Building $200,241 |
| 2024 | $180,000 (-) Land $13,800 Building $166,200 | $204,545 (+11.36%) Land $15,682 Building $188,863 | |
| 2023 | $180,000 Land $13,800 Building $166,200 | $183,673 Land $14,082 Building $169,591 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2008) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER WORKS private · serves 3,000 people · EPA ID NY5700117 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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