93 Crystal Beach Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 93 Crystal Beach Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 3,162 sqft · built 2017
Lot Size	0.172 acres (7,499 sqft)
Owner	Individual Name on File
Last Sale	$1,350,000 (Mar 2021)
Tax Bill	$17,786 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-6030-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-6030-3`
Alternative APN	`00-2S-22-0580-0021-0170`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Stories	2 Stories
Building Area	3,162 sqft Heated Area
Gross Area	4,154 sqft
1st Floor Area	1,581 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Porch	Open Porch
Porch Area	992 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	93 CRYSTAL BEACH DR
City	DESTIN
State	FL
Zip	32541-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 17 BLK 21
Legal Range	22
Legal Township	02S
Legal Subdivision	CRYSTAL BEACH
Legal Block	21
Legal Lot Number	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1015
Census Tract	23308

Owner

93 Crystal Beach Dr is owned by an individual who bought it in March 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4687 VIA CANADA, NEWBURY PARK, CA 91320-6792
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 17, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Oct 17, 2017 · Amount on File
Deed Document Number	3442538
Deed Book / Page	3536 / 666
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 31, 2021
Property Address	93 CRYSTAL BEACH DR, DESTIN, FL 32541-3530
Document Number	0035360666
Book / Page	3536 / 666
Map Reference	MB 1 PG 17
Instrument Date	Mar 5, 2021
Instrument	3442538
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5750 HUFFMAN CT, 5750, COLORADO SPRINGS, CO 80919-5590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4687 VIA CANADA, NEWBURY PARK, CA 91320-6792

Mortgage

Document Number	0003536668
Date	Mar 31, 2021
Instrument	3536/668

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 17, 2017
Property Address	93 CRYSTAL BEACH DR, DESTIN, FL 32541-3530
Document Number	0033220644
Book / Page	3322 / 0644
Map Reference	MB1 PG17
Instrument Date	Oct 16, 2017
Instrument	3166694
Transaction Type	Transfer
Record Updated	Jan 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 OLD JACKSON RD, 1555, HENDERSON, TN 38340-3654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5750 HUFFMAN CT, COLORADO SPRINGS, CO 80919-5590

Mortgage

Document Number	0003166695
Date	Oct 17, 2017
Instrument	3166695

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 93 Crystal Beach Dr was $17,786.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,786.00	$1,501,764 Land $566,284 Building $935,480	$1,501,764 Land $566,284 Building $935,480
2023	$16,443.00 (+14.78%)	$1,457,753 (+22.62%) Land $513,822 Building $943,931	$1,457,753 (+22.62%) Land $513,822 Building $943,931
2022	$14,326.00	$1,188,799 Land $467,111 Building $721,688	$1,188,799 Land $467,111 Building $721,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Crystal Beach Dr in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2017) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 93 Crystal Beach Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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