93 Cooper Trce, Eclectic, AL 36024 Property Records

Elmore County property record for 93 Cooper Trce, Eclectic, AL 36024

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,128 sqft · built 2024
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (Apr 2022)
Tax Bill$2,674 (2025)
Deeds & MortgagesAug 2022 Mortgage
May 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-05-15-0-001-030.000

Property Details

APN / Parcel Number

Primary APN07-05-15-0-001-030.000
Alternative APN
  • 170980

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area3,128 sqft Living Area
1st Floor Area1,020 sqft
2nd Floor Area1,257 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Exterior MaterialOther
Foundation TypePier/Post & Beam
Roof MaterialAsphalt
Lot Area16,117 sqft (0.369 acres)
TerrainOther

Exterior Amenities

PorchOpen Porch
Deck Area220 sqft
Patio Area160 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number170980
Old Parcel Number0705150001030000
Street Address93 COOPER TRCE
CityECLECTIC
StateAL
Zip36024-4029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.37 AC: LOT CI-30 CASTAWAY ISLAND ADD #1 RESUB LOTS CI-29 & CI-30 32/34
Legal Range21E
Legal Township20N
Legal Section15
Legal SubdivisionCASTAWAY ISLAND ADD
Legal Lot NumberCI-30
JurisdictionELMORE AL
Township / Civil DivisionECLECTIC
Census Block Group1
Census Block1007
Census Tract30300

Owner

Source: Elmore County records · APN 07-05-15-0-001-030.000

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address384 GRAND RDG, BIRMINGHAM, AL 35242-5184
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL SAVINGS CU
May 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL SAVINGS CU
Apr 21, 2022Warranty Deed, Transfer
Jun 11, 2021Warranty Deed, Transfer · Line of Credit
EVABANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 21, 2022 · Amount on Record
Deed SaleApr 21, 2022 · Amount on Record
Prior SaleJun 11, 2021 · Amount on Record
Deed Document Number0202225798
Deed Book / Page2022 / 25798
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELMORE AL
Property Address93 COOPER TRCE, ECLECTIC, AL 36024-4029
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022/49390
DateAug 09, 2022
Book Page2022/49390
Lender
NameMUTUAL SAVINGS CU
TypeCredit Union
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2037

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELMORE AL
Property Address93 COOPER TRCE, ECLECTIC, AL 36024-4029
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address384 GRAND RDG, BIRMINGHAM, AL 35242-5184

Mortgage

Document Number2023/23009
DateMay 30, 2023
Book Page2023/23009
Lender
NameMUTUAL SAVINGS CU
TypeCredit Union
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.15%
Type Change DateJun 01, 2028
Change FrequencyAnnually
Min Rate At Change5.15%
Max Rate At Change7.15%
IndexOther
Max Rate11.1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELMORE AL
Recording DateApr 21, 2022
Property Address93 COOPER TRCE, ECLECTIC, AL 36024-4029
Document Number2022/25798
Book / Page2022 / 25798
Map ReferenceMB 9 PG 74
Instrument DateApr 13, 2022
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2024 CHESTNUT ROAD, VESTAVIA HILLS, AL 35216-1506

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 UPELIKA ROAD, AUBURN, AL 36830

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELMORE AL
Recording DateJun 11, 2021
Property Address93 COOPER TRCE, ECLECTIC, AL 36024-4029
Document Number2021/49892
Book / Page2021 / 49892
Map ReferenceMB 9 PG 74
Instrument DateMay 21, 2021
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4099 VALLEY WOOD DR NW, MARIETTA, GA 30064-1043

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2024 CHESTNUT RD, VESTAVIA HILLS, AL 35216-1506

Mortgage

Document Number0202149905
DateJun 11, 2021
Instrument2021/49905
Lender
NameEVABANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 05, 2051

Tax Assessment & Valuation

Source: Elmore County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateAlabama
CountyElmore County
Unified School DistrictTallassee City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,674.00 (+116.34%)$104,960 (+121.25%)$1,049,730 (+121.25%) Land $362,780 Building $686,950
2024$1,236.00$47,440 (-50.01%)$474,460 (-) Land $362,780 Building $111,680
2023$1,236.00 (+11.65%)$94,892 (+12.18%) Land $72,556 Building $22,336$474,460 (+12.18%) Land $362,780 Building $111,680
2022$1,107.00$84,590 Land $70,442 Building $14,148$422,950 Land $352,210 Building $70,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elmore County (01051C), updated February 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010510303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2021 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 66 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Telapex
Fiber · Cable
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Uniti Group.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCENTRAL ELMORE WATER & SEWER AUTHORITY
serves 39,798 people
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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