St. Charles County property record for 93 Cinnamon Tree Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,598 sqft · built 1985 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,900 (Oct 2020) |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A850000980 |
| Primary APN | A850000980 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,598 sqft Living Area |
| 1st Floor Area | 1,314 sqft |
| Basement Area | 1,284 sqft |
| Finished Basement | 964 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 1,043 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A850000980 |
|---|---|
| Old Parcel Number | A850000980 |
| Street Address | 93 CINNAMON TREE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERWOOD TRLS #6 LOT 743 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | TIMBERWOOD TRAILS #6 |
| Legal Lot Number | 743 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 311114 |
93 Cinnamon Tree Ct is owned and occupied by two individuals who bought it in October 2020.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 93 CINNAMON TREE CT, SAINT CHARLES, MO 63304-7265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · SBA Mortgage BANK OF FRANKLIN COUNTY |
| Jun 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Oct 19, 2020 | Warranty Deed, Transfer · VA Mortgage STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Deed Document Number | 0202078908 |
| Deed Book / Page | 2020 / 78908 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 93 CINNAMON TREE CT, SAINT CHARLES, MO 63304-7265 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 93 CINNAMON TREE CT, SAINT CHARLES, MO 63304-7265 |
| Document Number | 0000011670 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023R-011670 |
| Name | BANK OF FRANKLIN COUNTY |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 93 CINNAMON TREE CT, SAINT CHARLES, MO 63304-7265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069272226 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 6927/2226 |
| Instrument | 20180604000305090 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 19, 2020 |
| Property Address | 93 CINNAMON TREE CT, SAINT CHARLES, MO 63304-7265 |
| Document Number | 0000078908 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 78908 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 93 CINNAMON TREE CT ST CHARLES MO 633047265, ST CHARLES, MO 63304-7265 |
| Document Number | 78909 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 78909 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2050 |
The 2025 property tax bill for 93 Cinnamon Tree Ct was $4,838.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,838.00 | $81,650 | $429,736 Land $56,000 Building $373,736 |
| 2023 | $77,266 | ||
| 2022 | $406,663 Land $70,000 Building $336,663 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 93 Cinnamon Tree Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 93 Cinnamon Tree Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Wisper ISP.
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