Charlestown Town property record for 93 Cedar Rd, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $657,500 (Oct 2021) |
| Tax Bill | $3,347 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-7737-40 |
| Primary APN | 7-7737-40 |
|---|---|
| Alternative APNs |
|
| Lot Area | 29,621 sqft (0.68 acres) |
|---|---|
| Deck Area | Deck Area |
| Total Buildings | 3 Buildings |
| Account Number | 7-7737-40 |
|---|---|
| Street Address | 93 CEDAR RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 403 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 51102 |
93 Cedar Rd is owned and occupied by two individuals who bought it in October 2021.
Source: Charlestown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 93 CEDAR RD, CHARLESTOWN, RI 02813-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2025 | Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY |
| Oct 14, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on File |
| Deed Sale | Oct 14, 2021 · Amount on File |
| Prior Sale | Jun 2, 2005 · Amount on File |
| Deed Document Number | 20212773 |
| Deed Book / Page | 480 / 748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 93 CEDAR RD, CHARLESTOWN, RI 02813-2316 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000512-730 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 512/730 |
| Instrument | 1001 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Oct 14, 2021 |
| Property Address | 93 CEDAR RD, CHARLESTOWN, RI 02813-2316 |
| Document Number | 000480-748 |
| Book / Page | 480 / 748 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2773 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
The 2025 property tax bill for 93 Cedar Rd was $3,347.
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,347.00 | $564,500 Land $307,700 Building $256,800 | $790,094 |
| 2023 | $3,111.00 | $541,900 Land $307,700 Building $234,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 93 Cedar Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 207 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 207 in force |
| Nearby Flood Claims | 84 (1978–2024) |
| Claims Outside the SFHA | 13 of 84 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 93 Cedar Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 77% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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