93 Cedar Forest Rd, Smithfield, RI 02917 Property Records

Smithfield Town property record for 93 Cedar Forest Rd, Smithfield, RI 02917

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,081 sqft · built 2020
Lot Size	0.525 acres (22,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Jun 2026)
Tax Bill	$12,243 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-3246-08`

Property Details

APN / Parcel Number

Primary APN	`2-3246-08`
Alternative APN	`SMIT M:49 B:000 L:254 U`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,081 sqft Living Area
Gross Area	6,487 sqft
1st Floor Area	1,390 sqft
Basement Area	1,374 sqft
Unfinished Basement	719 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,850 sqft (0.525 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2-3246-08
Street Address	93 CEDAR FOREST RD
City	SMITHFIELD
State	RI
Zip	02917-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	254
Jurisdiction	SMITHFIELD RI
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2000
Census Tract	12701

Owner

Source: Smithfield Town records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	93 CEDAR FOREST RD, SMITHFIELD, RI 02917-1024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Jun 1, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2022	Warranty Deed, Transfer
Apr 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIA RELOCATION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Oct 31, 2024 · Amount on Record
Deed Document Number	20261298
Deed Book / Page	1594 / 15
Prior Transfer Date	Dec 19, 2022
Prior Transfer Doc	001450-121
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	93 CEDAR FOREST RD, SMITHFIELD, RI 02917-1024
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001548-206
Date	Jun 13, 2025
Book Page	1548/206
Instrument	2025-1464

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2045

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Jun 1, 2026
Property Address	93 CEDAR FOREST RD, SMITHFIELD, RI 02917-1024
Document Number	0001594-15
Book / Page	1594 / 15
Instrument Date	May 28, 2026
Instrument	20261298
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	93 CEDAR FOREST RD, SMITHFIELD, RI 02917-1024

Mortgage

Date	Jun 1, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Dec 22, 2022
Property Address	93 CEDAR FOREST RD, SMITHFIELD, RI 02917-1024
Document Number	001450-121
Book / Page	1450 / 121
Instrument Date	Dec 19, 2022
Instrument	2022-3922
Transaction Type	Transfer
Record Updated	Jan 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	93 CEDAR FOREST RD, SMITHFIELD, RI 02917-1024

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Apr 2, 2020
Property Address	93 CEDAR FOREST RD, SMITHFIELD, RI 02917-1024
Document Number	1267-39
Book / Page	1267 / 39
Instrument Date	Apr 1, 2020
Instrument	2020-1010
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 CEDAR FOREST RD, SMITHFIELD, RI 02917-1024

Mortgage

Document Number	20201011
Date	Apr 2, 2020
Instrument	2020-1011

Lender

Name	PREMIA RELOCATION MTG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Smithfield Town
Unified School District	Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,243.00 (+13.45%)	$988,100 (+25.62%) Land $185,900 Building $802,200
2023	$10,792.00 (+2.69%)	$786,600 (-) Land $157,600 Building $629,000
2022	$10,509.00	$786,600 Land $157,600 Building $629,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD WATER SUPPLY BOARD serves 9,460 people · EPA ID RI1615616
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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