93 Baldwin Ct, Howard, OH 43028 Property Records

Knox County property record for 93 Baldwin Ct, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,452 sqft · built 2019
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on File
Last Sale	$3,000 (Sep 2009)
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`22-00397.000`

Property Details

APN / Parcel Number

Primary APN	`22-00397.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	1,452 sqft
Finished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	112 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	93 BALDWIN CT
City	HOWARD
State	OH
Zip	43028-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLE VALLEY LOT #397
Legal Subdivision	APPLE VALLEY
Legal Lot Number	397
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2019
Census Tract	6801

Owner

Source: Knox County assessment roll, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	93 BALDWIN CT, HOWARD, OH 43028-9582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC
Nov 2, 2023	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage CLEARPATH LENDING
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Aug 21, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG
Aug 30, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST KNOX NAT'L BK
Aug 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2009 · Amount on Record
Deed Sale	Sep 14, 2009 · Amount on Record
Prior Sale	Aug 17, 1998 · Amount on Record
Deed Document Number	20097870
Deed Book / Page	1192 / 304
Prior Transfer Date	Dec 12, 2008
Prior Transfer Doc	0000010785
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Recording Date	Aug 5, 2026
Property Address	93 BALDWIN CT, HOWARD, OH 43028-9582
Document Number	0000006139
Book / Page	2143 / 133
Instrument Date	Jul 31, 2026
Instrument	20266139
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	93 BALDWIN CT, HOWARD, OH 43028-9582

Mortgage

Document Number	0000006139,
Date	Aug 5, 2026
Book Page	2143/133
Instrument	20266139

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	93 BALDWIN CT, HOWARD, OH 43028-9582
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007477
Date	Nov 2, 2023
Book Page	1997/205
Instrument	202300007477

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	93 BALDWIN CT, HOWARD, OH 43028-9582
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005478
Date	Aug 15, 2024
Book Page	2033/841
Instrument	202400005478

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	93 BALDWIN CT, HOWARD, OH 43028-9582
Document Number	0017770938
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	93 BALDWIN CT HOWARD OH 430289582, HOWARD, OH 43028-9582

Mortgage

Document Number	0017770938
Date	May 15, 2020
Book Page	001777/000938
Instrument	3627

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Aug 21, 2019
Property Address	93 BALDWIN CT, HOWARD, OH 43028-9582
Document Number	0017360320
Book / Page	001736 / 000320
Instrument Date	Aug 20, 2019
Instrument	6194
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	93 BALDWIN CT HOWARD OH 43028, HOWARD, OH 43028

Mortgage

Document Number	17360321
Date	Aug 21, 2019
Book Page	001736/000321
Instrument	6195

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KNOX OH
Recording Date	Aug 30, 2018
Property Address	93 BALDWIN CT, HOWARD, OH 43028-9582
Document Number	0016860373
Book / Page	001686 / 000373
Instrument Date	Aug 29, 2018
Instrument	7030
Transaction Type	Construction Loan
Record Updated	Sep 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2910 APPLE VALLEY DR HOWARD OH 430289320, HOWARD, OH 43028-9320

Mortgage

Document Number	16860373
Date	Aug 30, 2018
Book Page	001686/000373
Instrument	7030

Lender

Name	FIRST KNOX NAT'L BK
Type	Bank
Address	FREDERICKTOWN, OH 43019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Aug 7, 2018
Property Address	93 BALDWIN CT, HOWARD, OH 43028-9582
Document Number	0016830026
Book / Page	001683 / 000026
Instrument Date	Aug 2, 2018
Instrument	6361
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$16.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2910 APPLE VALLEY DR HOWARD OH 430289320, HOWARD, OH 43028-9320

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$313,130 (-) Land $12,950 Building $300,180
2025	$2,362.00 (-34.53%)	$109,590 (-) Land $4,530 Building $105,060
2024	$3,608.00 (-1.07%) Homeowner's exemption Senior Citizen's exemption	$109,590 (-) Land $4,530 Building $105,060
2023	$3,647.00 (+34.77%) Homeowner's exemption Senior Citizen's exemption	$109,590 (+44.98%) Land $4,530 Building $105,060	$313,130 (+45%) Land $12,950 Building $300,180
2022	$2,706.00 Homeowner's exemption Senior Citizen's exemption	$75,590 Land $3,130 Building $72,460
2020			$215,950 Land $8,930 Building $207,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Broadband, Verizon.

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