93 Arch St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 93 Arch St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	3,556 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Mar 2010)
Tax Bill	$17,779 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04806-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`48-04806-0000-00011`
Alternative APN	`480480600011`

Interior

Stories	2 Stories
Building Area	3,556 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	108 ft deep x 113 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	93 ARCH ST
City	RAMSEY
State	NJ
Zip	07446-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	0.280AC
Legal Subdivision	BOROUGH/RAMSEY
Legal Block	4806
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3006
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	93 ARCH ST, RAMSEY, NJ 07446-1915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2010 · Amount on Record
Deed Sale	Mar 5, 2010 · Amount on Record
Deed Document Number	20103750847
Deed Book / Page	375 / 847
Last Transfer Date	Sep 26, 2020
Transfer Doc	0040580326
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Apr 6, 2021
Property Address	93 ARCH ST, RAMSEY, NJ 07446-1915
Document Number	0040580326
Book / Page	4058 / 326
Instrument Date	Sep 26, 2020
Instrument	2021050377
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	93 ARCH ST, RAMSEY, NJ 07446-1915

Mortgage

Document Number	2021050378
Date	Apr 6, 2021
Instrument	2021050378

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$868,300 (+0.56%) Land $342,000 Building $526,300	$868,300 (+0.56%) Land $342,000 Building $526,300
2025	$17,779.00 (-3.46%)	$863,500 (+32.32%) Land $342,000 Building $521,500	$863,500 (+32.32%) Land $342,000 Building $521,500
2024	$18,416.00 (+7.59%)
2023		$652,600 Land $247,500 Building $405,100	$652,600 Land $247,500 Building $405,100
2022	$17,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20