Osceola County property record for 9295 Salem Rd, Saint Cloud, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 896 sqft · built 1991 |
| Lot Size | 0.928 acres (40,423 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,100 (Jul 2026) |
| Tax Bill | $1,005 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 24-27-32-2735-0001-2370 |
| Primary APN | 24-27-32-2735-0001-2370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,088 sqft |
| 1st Floor Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,423 sqft (0.928 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 9295 SALEM RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES NO 4 PB 2 PG 020LOT 237 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | CANAVERAL ACRES 4 |
| Legal Tract | 2735 |
| Legal Block | 2370 |
| Legal Lot Number | 237 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 43802 |
Source: Osceola County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 27, 2026 | Certificate of Transfer, Transfer |
| Mar 25, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 11, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2022 | Intrafamily Transfer, Transfer |
| Jan 14, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Prior Sale | Jun 2, 2014 · Amount on Record |
| Deed Document Number | 202697761 |
| Deed Book / Page | 7010 / 53 |
| Prior Transfer Date | Feb 19, 2022 |
| Prior Transfer Doc | 0061572748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 27, 2026 |
| Property Address | 9295 SALEM RD, SAINT CLOUD, FL 34773-9409 |
| Document Number | 0000097761 |
| Book / Page | 7010 / 53 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202697761 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $106,120.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9295 SALEM RD, SAINT CLOUD, FL 34773-9409 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9295 SALEM RD, SAINT CLOUD, FL 34773-9409 |
| Document Number | 0065700004 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 6570/4 |
| Instrument | 2024037393 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9295 SALEM RD, SAINT CLOUD, FL 34773-9409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9295 SALEM RD, SAINT CLOUD, FL 34773-9409 |
| Document Number | 0061910425 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 6191/425 |
| Instrument | 2022056988 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 24, 2022 |
| Property Address | 9295 SALEM RD, SAINT CLOUD, FL 34773-9409 |
| Document Number | 0061572748 |
| Book / Page | 6157 / 2748 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | Feb 19, 2022 |
| Instrument | 2022030625 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 819 N MILITARY AVE, 819, LAWRENCEBURG, TN 38464-2628 |
| Name | Verified Name |
|---|---|
| Address | 9295 SALEM RD, SAINT CLOUD, FL 34773-9409 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9295 SALEM RD, SAINT CLOUD, FL 34773-9409 |
| Document Number | 0056620173 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9295 SALEM RD ST CLOUD FL 347739409, ST CLOUD, FL 34773-9409 |
| Document Number | 0056620173 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 005662/000173 |
| Instrument | 10912 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2050 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,005.00 (+9.96%) Homeowner's exemption Widower's exemption | $52,895 (+5.99%) | $169,700 (+22.88%) Land $50,000 Building $119,700 |
| 2024 | $914.00 (+1.67%) | ||
| 2023 | $899.00 (+0.33%) Homeowner's exemption Widower's exemption | $49,908 (+3%) | $138,100 (+24.64%) Land $45,000 Building $93,100 |
| 2022 | $896.00 Homeowner's exemption Widower's exemption | $48,455 | $110,800 Land $31,500 Building $79,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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