9292 Winterfield Ln, Roscoe, IL 61073 Property Records

Winnebago County property record for 9292 Winterfield Ln, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,541 sqft · built 1993
Lot Size	0.577 acres (25,143 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Aug 2020)
Tax Bill	$6,267 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-127-016`

Property Details

APN / Parcel Number

Primary APN	`08-10-127-016`
Alternative APNs	`810127016` `118B297`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
1st Floor Area	1,541 sqft
Basement Area	1,541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	25,143 sqft (0.577 acres)
Lot Dimensions	180 ft deep x 140 ft wide
Garage Area	748 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	9292 WINTERFIELD LN
City	ROSCOE
State	IL
Zip	61073-7265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	SAGEWOOD SUB PLAT NO 7 BNG PT N1/2 SEC10-45-2 LOT 197
Legal Subdivision	SAGEWOOD SUB PLAT NO 7
Legal Lot Number	197
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	3
Census Block	3023
Census Tract	3806

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9292 WINTERFIELD LN, ROSCOE, IL 61073-7265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME STATE BANK
Aug 13, 2020	Warranty Deed, Transfer · FHA Mortgage HOME ST BK
Jun 13, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	202022910
Prior Transfer Date	Mar 7, 2018
Prior Transfer Doc	0001007278
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9292 WINTERFIELD LN, ROSCOE, IL 61073-7265
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017358
Date	Aug 2, 2023
Instrument	2317358

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 31, 2043

Interest

Rate Type	Fixed Rate
Rate	9.84%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9292 WINTERFIELD LN, ROSCOE, IL 61073-7265
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004118
Date	Feb 3, 2021
Instrument	2104118

Lender

Name	HOME STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 13, 2020
Property Address	9292 WINTERFIELD LN, ROSCOE, IL 61073-7265
Document Number	0001022910
Instrument Date	Jul 28, 2020
Instrument	1022910
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9292 WINTERFIELD LN ROSCOE IL 610737265, ROSCOE, IL 61073-7265

Mortgage

Document Number	1022911
Date	Aug 13, 2020
Instrument	1022911

Lender

Name	HOME ST BK
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9292 WINTERFIELD LN, ROSCOE, IL 61073-7265
Document Number	0001017214
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9292 WINTERFIELD LN ROSCOE IL 610737265, ROSCOE, IL 61073-7265

Mortgage

Document Number	0001017214
Date	Jun 20, 2018
Instrument	1017214

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 14, 2018
Property Address	9292 WINTERFIELD LN, ROSCOE, IL 61073-7265
Document Number	0001007278
Instrument Date	Mar 7, 2018
Instrument	1007278
Transaction Type	Transfer
Record Updated	Apr 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9292 WINTERFIELD LN ROSCOE IL 610737265, ROSCOE, IL 61073-7265

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,267.00 (+6.85%) Homeowner's exemption	$82,600 (+9.96%) Land $14,716 Building $67,884	$247,800 (+9.96%) Land $44,148 Building $203,652
2024	$5,865.00	$75,118 (+23.46%) Land $13,383 Building $61,735	$225,354 (+23.46%) Land $40,149 Building $185,205
2022	Homeowner's exemption	$60,846 Land $10,840 Building $50,006	$182,538 Land $32,520 Building $150,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: i3 Broadband, T-Mobile, Verizon, Xfinity.

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