9291 Regency Woods Dr, Willoughby, OH 44094 Property Records

Lake County property record for 9291 Regency Woods Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,552 sqft · built 1995
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Trust Names on File
Last Sale	$126,000 (Jan 2023)
Tax Bill	$21,604 (2023)
Deeds & Mortgages	Sep 2026 Transfer May 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-A-007-A-00-079-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-007-A-00-079-0`
Alternative APN	`B 87`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,552 sqft Living Area
Gross Area	5,385 sqft
1st Floor Area	1,342 sqft
Attic	Attic
Attic Area	416 sqft
Basement Area	2,416 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	220,414 sqft (5.06 acres)
Garage Area	970 sqft
Parking Spaces	4 Parking Spaces
Deck Area	296 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	9291 REGENCY WOODS DR
City	WILLOUGHBY
State	OH
Zip	44094-9384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46, 47, 48 & 49 TRACT 1 LOT 18, 19, 20 & 21 TRACT 2
Legal Subdivision	REGENCY WOODS SUBDIVISION
Legal Tract	1,2
Legal Block	3
Legal Lot Number	63
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3023
Census Tract	203700

Owner

9291 Regency Woods Dr is owner-occupied and held in a trust since August 2026.

Source: Lake County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9291 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9384
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 6, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 12, 2023	Intrafamily Transfer, Transfer
May 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Feb 1, 2018	Deed of Trust, Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on File
Deed Sale	Jan 12, 2023 · Amount on File
Prior Sale	Dec 6, 1995 · Amount on File
Deed Document Number	2023679
Last Transfer Date	Aug 25, 2026
Transfer Doc	0000022068
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Sep 25, 2026
Property Address	9291 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9384
Document Number	0000022068
Instrument Date	Aug 25, 2026
Instrument	202622068
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9291 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9384

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9291 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9384
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008533
Date	May 6, 2024
Instrument	2024R008533

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 29, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9291 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9384
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003849
Date	Mar 7, 2023
Instrument	2023R003849

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Jan 12, 2023
Property Address	9291 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9384
Document Number	0000000679
Map Reference	VOL 13 PG 23
Instrument Date	Jan 7, 2023
Instrument	2023R000679
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9291 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9384

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 28, 2021
Property Address	9291 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9384
Document Number	0000018388
Map Reference	VOL 13 PG 23
Instrument Date	May 27, 2021
Instrument	2021R018388
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	EMERALD GLEN TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9291 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9384

Mortgage

Document Number	0000018389
Date	May 28, 2021
Instrument	2021R018389

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9291 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9384
Document Number	0000002926
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9291 REGENCY WOODS DR KIRTLAND OH 440949384, KIRTLAND, OH 44094-9384

Mortgage

Document Number	0000002926
Date	Feb 6, 2018
Instrument	2926

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$283,010 Land $72,570 Building $210,440	$808,590 Land $207,340 Building $601,250
2023	$21,604.00 (+102.25%) Homeowner's exemption	$206,310 (-) Land $61,420 Building $144,890
2022	$10,682.00 Homeowner's exemption	$206,310 Land $61,420 Building $144,890
2021			$589,470 Land $175,490 Building $413,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9291 Regency Woods Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9291 Regency Woods Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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