Osceola County property record for 9290 Atlas Dr, Saint Cloud, FL 34773 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2008 |
| Lot Size | 1.24 acres (54,145 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Jan 2019) |
| Tax Bill | $1,135 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2025 Second Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 13-27-32-2710-0001-0530 |
| Primary APN | 13-27-32-2710-0001-0530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 54,145 sqft (1.24 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 9290 ATLAS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANAVERAL ACRES 1 PB 2 PG 017 LOT 53 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 13 |
| Legal Subdivision | CANAVERAL ACRES 1 |
| Legal Tract | 53 |
| Legal Block | 530 |
| Legal Lot Number | 53 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 43802 |
Source: Osceola County records · APN 13-27-32-2710-0001-0530
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9290 ATLAS DR, SAINT CLOUD, FL 34773-9681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 01, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Jan 28, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Sep 11, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on Record |
| Deed Sale | Jan 28, 2019 · Amount on Record |
| Prior Sale | Aug 22, 2001 · Amount on Record |
| Deed Document Number | 201910987 |
| Deed Book / Page | 5468 / 1512 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9290 ATLAS DR, SAINT CLOUD, FL 34773-9681 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0059872958 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 5987/2958 |
| Instrument | 2021098668 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9290 ATLAS DR, SAINT CLOUD, FL 34773-9681 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9290 ATLAS DR, SAINT CLOUD, FL 34773-9681 |
| Document Number | 0068121444 |
|---|---|
| Date | Jul 01, 2025 |
| Book Page | 6812/1444 |
| Instrument | 2025082308 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9290 ATLAS DR, SAINT CLOUD, FL 34773-9681 |
| Document Number | 0055110141 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9290 ATLAS DR ST CLOUD FL 347739681, ST CLOUD, FL 34773-9681 |
| Document Number | 0055110141 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 005511/000141 |
| Instrument | 50531 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Apr 22, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 9290 ATLAS DR, SAINT CLOUD, FL 34773-9681 |
| Document Number | 0054681512 |
| Book / Page | 005468 / 001512 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 10987 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9290 ATLAS DR ST CLOUD FL 347739681, ST CLOUD, FL 34773-9681 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9290 ATLAS DR, SAINT CLOUD, FL 34773-9681 |
| Document Number | 0054021103 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9290 ATLAS DR ST CLOUD FL 347739681, ST CLOUD, FL 34773-9681 |
| Document Number | 0054021103 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 005402/001103 |
| Instrument | 140159 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Sep 16, 2046 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,135.00 (+8.82%) Homeowner's exemption | $64,328 (+5.98%) | $147,100 (+8.16%) Land $50,000 Building $97,100 |
| 2024 | $1,043.00 (+1.36%) | ||
| 2023 | $1,029.00 (+5.65%) Homeowner's exemption | $60,696 (+3%) | $136,000 (+29.28%) Land $45,000 Building $91,000 |
| 2022 | $974.00 Homeowner's exemption | $58,929 | $105,200 Land $31,500 Building $73,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 82 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force 79 of 82 on primary residences |
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 110 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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