Richmond City property record for 929 W Clay St, Richmond, VA 23220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,130 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jul 2016) |
| Tax Bill | $4,668 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2025 Line of Credit + 1 more |
| APN | N-000-0386-011 |
| Primary APN | N-000-0386-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,130 sqft Living Area |
| 1st Floor Area | 1,065 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 125 ft deep x 24 ft wide |
| Porch | Slab |
| Porch Area | 522 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 929 W CLAY ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23220-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 SINGLE |
| Legal Description | 0024.50X0125.00 0000.000 |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 40201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Carver Residential Historic District listed 2002 · 312 contributing resources · NRIS 02000365 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
929 W Clay St is owned and occupied by two individuals who bought it in July 2016.
Source: Richmond City records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 929 W CLAY ST, RICHMOND, VA 23220-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION |
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on File |
| Deed Sale | Jul 18, 2016 · Amount on File |
| Deed Document Number | 201613597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jul 27, 2026 |
| Property Address | 929 W CLAY ST, RICHMOND, VA 23220-3117 |
| Document Number | 0000013878 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202613878 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 929 W CLAY ST, RICHMOND, VA 23220-3117 |
| Document Number | 0000013878, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202613878 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 929 W CLAY ST, RICHMOND, VA 23220-3117 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 929 W CLAY ST, RICHMOND, VA 23220-3117 |
| Document Number | 0000021165 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 250021165 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 929 W CLAY ST, RICHMOND, VA 23220-3117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030838 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 210030838 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
The 2026 property tax bill for 929 W Clay St was $4,668, up 4.6% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,668.00 (+4.57%) | $389,000 Land $90,000 Building $299,000 | $389,000 Land $90,000 Building $299,000 |
| 2025 | $4,464.00 | ||
| 2024 | $355,000 Land $85,000 Building $270,000 | ||
| 2023 | $355,000 Land $85,000 Building $270,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 929 W Clay St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 929 W Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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