929 Lydia Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 929 Lydia Rd, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,480 sqft · built 1977
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$280,600 (Apr 2013)
Tax Bill	$2,459 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2023 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R0515640`

Property Details

APN / Parcel Number

Primary APN	`R0515640`
Alternative APNs	`05-1995-31-4-02-43-0000` `0000012586`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	520 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	319 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000012586
Street Address	929 LYDIA RD
City	HELENA
State	MT
Zip	59602-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	MINOR SUBDIVISION NUMBER 32, S31, T11 N, R03 W, LOT 5, COS #270908
Legal Range	03W
Legal Township	11N
Legal Section	31
Legal Subdivision	MINOR SUBDIVISION NUMBER 32
Legal Lot Number	5
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2002
Census Tract	501

Owner

929 Lydia Rd is owned and occupied by an individual who bought it in April 2013.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	929 LYDIA RD, HELENA, MT 59602-6534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRICO COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2013 · Amount on File
Deed Sale	Apr 18, 2013 · Amount on File
Deed Document Number	20133240172
Deed Book / Page	46 / 9047
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 16, 2026
Property Address	929 LYDIA RD, HELENA, MT 59602-6534
Document Number	0003455226
Book / Page	65 / 8100
Instrument Date	Sep 2, 2026
Instrument	20263455226
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 LYDIA RD, HELENA, MT 59602-6534

Mortgage

Document Number	0003455226,
Date	Sep 16, 2026
Book Page	65/8100
Instrument	20263455226

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	929 LYDIA RD, HELENA, MT 59602-6534
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M62/3658
Date	Jul 28, 2023
Book Page	M62/3658
Instrument	3413678

Lender

Name	TRICO COMMUNITY FCU
Type	Credit Union
Address	HELENA, MT 59604

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 10, 2033

Interest

Change Frequency	15 Years
Index	12-Month MTA

Tax Assessment & Valuation

The 2026 property tax bill for 929 Lydia Rd was $2,459.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,459.00	$466,600
2025			$466,600 Land $158,526 Building $308,074
2023	$3,645.00	$388,500	$388,500 Land $126,906 Building $261,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 929 Lydia Rd in Zone X, an area of moderate flood risk, though there have been 40 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	40 (1981–2018)
Claims Outside the SFHA	25 of 40
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Flooding, May 2018 · 11 claims Severe Storms And Flooding, Jun 2011 · 4 claims Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 929 Lydia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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