929 Emerson Dr, Waco, TX 76710 Property Records

McLennan County property record for 929 Emerson Dr, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1955
Lot Size	0.284 acres (12,356 sqft)
Owner	2 Individual Names on File
Last Sale	$131,500 (May 2020)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-023502-003400-8`

Property Details

APN / Parcel Number

Primary APN	`48-023502-003400-8`
Alternative APNs	`4802350200340080111` `177745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
Gross Area	1,991 sqft
1st Floor Area	1,683 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,356 sqft (0.284 acres)
Lot Dimensions	123 ft deep x 101 ft wide
Driveway	Concrete Driveway
Driveway Area	230 sqft
Porch	Enclosed Porch
Porch Area	452 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	929 EMERSON DR
City	WACO
State	TX
Zip	76710-4742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	HOWARDALE LOT 24 BLOCK 2 ACRES .2837
Legal Subdivision	HOWARDALE
Legal Block	2
Legal Lot Number	24
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1002
Census Tract	2302

Owner

929 Emerson Dr is owned and occupied by two individuals who bought it in May 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	929 EMERSON DR, WACO, TX 76710-4742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Intrafamily Transfer, Transfer · FHA Mortgage MAMBER FIRST MORTGAGE LLC
Mar 3, 2018	Deed of Trust, Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Feb 25, 2016
Deed Document Number	202017401
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	May 29, 2020
Property Address	929 EMERSON DR, WACO, TX 76710-4742
Document Number	0000017401
Map Reference	VOL 7740 PG 498
Instrument Date	May 29, 2020
Instrument	2020017401
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 EMERSON DR, WACO, TX 76710-4742

Mortgage

Document Number	0000017402
Date	May 29, 2020
Instrument	2020017402

Lender

Name	MAMBER FIRST MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	929 EMERSON DR, WACO, TX 76710-4742
Document Number	0000007782
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	929 EMERSON DR WACO TX 767104742, WACO, TX 76710-4742

Mortgage

Document Number	0000007782
Date	Mar 12, 2018
Instrument	7782

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 11, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 929 Emerson Dr was $1,790 with exemptions applied, down 21.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,029 (-6.45%) Land $36,326 Building $175,703	$212,029 (-6.45%) Land $36,326 Building $175,703
2025	$1,790.00 (-21.11%) Homeowner's exemption Senior Citizen's exemption	$226,650 Land $32,990 Building $193,660	$226,650 Land $32,990 Building $193,660
2024	$2,269.00
2023		$225,990 Land $32,990 Building $193,000	$225,990 Land $32,990 Building $193,000
2022	$2,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 929 Emerson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1979–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 929 Emerson Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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