929 E Bay St, Winter Garden, FL 34787 Property Records

Orange County property record for 929 E Bay St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,270 sqft · built 1941
Lot Size	0.16 acres (6,975 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Nov 2021)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-22-27-5260-00-135`

Property Details

APN / Parcel Number

Primary APN	`13-22-27-5260-00-135`
Alternative APNs	`272213526000135` `112788` `113439` `114721`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,270 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,228 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1960
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,975 sqft (0.16 acres)
Lot Width	94 ft Width
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	929 E BAY ST
City	WINTER GARDEN
State	FL
Zip	34787-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC-2
Legal Description	20180182361 & 20190713967 ERROR IN DESCRIPTION--J S LOVELESS ADDITION TO WINTER GARDEN D/90 S 75 FT OF W 94 FT OF LOT 13
Legal Range	27E
Legal Township	22S
Legal Section	13
Legal Subdivision	LOVELESS ADD TO WINTER GARDEN
Legal Tract	5260
Legal Lot Number	13
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2023
Census Tract	17402

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1301 E BAY ST, WINTER GARDEN, FL 34787-2915
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage JW CAPITAL GROUP LLC
Nov 13, 2019	Quit Claim Deed, Transfer · Conventional Mortgage JW CAPITAL GROUP LLC
Mar 28, 2018	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	2021722817
Prior Transfer Date	May 21, 2007
Prior Transfer Doc	0000327840
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	929 E BAY ST, WINTER GARDEN, FL 34787-3238
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 WINTER NELLIS CIR, WINTER GARDEN, FL 34787-5166

Mortgage

Document Number	0000686759
Date	Nov 9, 2021
Instrument	20210686759

Lender

Name	JW CAPITAL GROUP LLC
Type	Non-Lending Institution
Address	DEBARY, FL 32713

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jan 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 13, 2019
Property Address	929 E BAY ST, WINTER GARDEN, FL 34787-3238
Document Number	0000713967
Instrument Date	Nov 6, 2019
Instrument	713967
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	CORE TITLE SERVICES LLC, CORE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1301 E BAY ST WINTER GARDEN FL 347872915, WINTER GARDEN, FL 34787-2915

Mortgage

Document Number	713968
Date	Nov 13, 2019
Instrument	713968

Lender

Name	JW CAPITAL GROUP LLC
Address	10 DOGWOOD TRL # A, DEBARY, FL 32713-2443

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 12, 2021

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 28, 2018
Property Address	929 E BAY ST, WINTER GARDEN, FL 34787-3238
Document Number	0000182361
Instrument Date	Mar 26, 2018
Instrument	182361
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Tax	$441.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1301 E BAY ST WINTER GARDEN FL 347872915, WINTER GARDEN, FL 34787-2915

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,272 (+1%)	$122,523 (+0.82%) Land $66,263 Building $56,260
2025	$1,484.00 (+7.38%)	$71,156 (-26.75%)	$121,523 (+25.09%) Land $66,263 Building $55,260
2024	$1,382.00 (+17.02%)
2023	$1,181.00 (+9.05%)	$97,146 (+9.04%) Land $48,825 Building $48,321	$97,146 (+9.04%) Land $48,825 Building $48,321
2022	$1,083.00	$89,093 Land $48,825 Building $40,268	$89,093 Land $48,825 Building $40,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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