929 Cooley St, Missoula, MT 59802 Property Records

Missoula County property record for 929 Cooley St, Missoula, MT 59802

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1996
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Tax Bill	$2,787 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0477837`

Property Details

APN / Parcel Number

Primary APN	`R0477837`
Alternative APNs	`04-2200-16-4-40-11-0000` `0003418401` `3418401`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
View / Lot	Neighborhood

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0003418401
Street Address	929 COOLEY ST
City	MISSOULA
State	MT
Zip	59802-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	SCHOOL ADDITION, S16, T13 N, R19 W, BLOCK 35, LOT 8
Legal Range	19W
Legal Township	13N
Legal Section	16
Legal Subdivision	SCHOOL ADDITION
Legal Block	35
Legal Lot Number	8
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1004
Census Tract	203

Owner

929 Cooley St is owned and occupied by an individual.

Source: Missoula County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	929 COOLEY ST, MISSOULA, MT 59802-2415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA
Feb 21, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Aug 5, 2019	Deed of Trust, Mortgage FIRST SEC BK/MISSOULA
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK/MISSOULA
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	929 COOLEY ST, MISSOULA, MT 59802-2415
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010571302
Date	Jun 23, 2021
Book Page	1057/1302
Instrument	202115572

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	929 COOLEY ST, MISSOULA, MT 59802-2415
Document Number	0010260884
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 COOLEY ST MISSOULA MT 598022415, MISSOULA, MT 59802-2415

Mortgage

Document Number	0010260884
Date	Feb 26, 2020
Book Page	001026/000884
Instrument	3654

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	929 COOLEY ST, MISSOULA, MT 59802-2415
Document Number	0010160941
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 COOLEY ST MISSOULA MT 598022415, MISSOULA, MT 59802-2415

Mortgage

Document Number	0010160941
Date	Aug 9, 2019
Book Page	001016/000941
Instrument	13006

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	929 COOLEY ST, MISSOULA, MT 59802-2415
Document Number	0010040053
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 COOLEY ST MISSOULA MT 598022415, MISSOULA, MT 59802-2415

Mortgage

Document Number	0010040053
Date	Oct 9, 2018
Book Page	001004/000053
Instrument	18037

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	929 COOLEY ST, MISSOULA, MT 59802-2415
Document Number	0009780345
Book / Page	000978 / 000345
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 COOLEY ST MISSOULA MT 598022415, MISSOULA, MT 59802-2415

Mortgage

Document Number	0009780345
Date	May 3, 2017
Book Page	000978/000345
Instrument	7487

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 929 Cooley St was $2,787.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,310 (-) Land $173,160 Building $172,150	$345,310 (-) Land $173,160 Building $172,150
2025	$2,787.00	$345,310	$345,310 Land $173,160 Building $172,150
2023	$3,155.00	$260,535	$260,535 Land $103,455 Building $157,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 929 Cooley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 929 Cooley St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: TDS Telecom, Verizon.

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