929 Arborfield Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 929 Arborfield Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,613 sqft · built 2018
Lot Size	0.476 acres (20,717 sqft)
Owner	2 Individual Names on File
Last Sale	$1,234,000 (Jan 2019)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`227-062-83`

Property Details

APN / Parcel Number

Primary APN	`227-062-83`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,613 sqft Living Area
Gross Area	5,297 sqft
1st Floor Area	2,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	20,717 sqft (0.476 acres)
Garage Type	Attached
Garage Area	684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	929 ARBORFIELD DR
City	MATTHEWS
State	NC
Zip	28105-7219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L1 M72-796
Legal Subdivision	STEVENS GROVE SUBDIVISION
Legal Block	2
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	1
Census Block	1007
Census Tract	5832

Owner

929 Arborfield Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Mecklenburg County records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	929 ARBORFIELD DR, MATTHEWS, NC 28105-7219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit FULTON BANK NATIONAL ASSOCIATION
Jan 29, 2019	Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO
Oct 30, 2018	Loan Modification, Mortgage · Line of Credit BANK OZK
Feb 16, 2018	Loan Modification, Mortgage · Line of Credit BANK OF THE OZARKS
Feb 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on File
Deed Sale	Jan 29, 2019 · Amount on File
Deed Document Number	201910324
Deed Book / Page	33252 / 733
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	929 ARBORFIELD DR, MATTHEWS, NC 28105-7219
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 ARBORFIELD DR, MATTHEWS, NC 28105-7219

Mortgage

Document Number	0000176137
Date	Sep 14, 2021
Book Page	36526/730
Instrument	2021176137

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	GREENVILLE, SC 29606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2051

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 8, 2026
Property Address	929 ARBORFIELD DR, MATTHEWS, NC 28105-7219
Document Number	0000035543
Book / Page	40329 / 550
Instrument Date	Apr 2, 2026
Instrument	202635543
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 ARBORFIELD DR, MATTHEWS, NC 28105-7219

Mortgage

Document Number	0000035543,
Date	Apr 8, 2026
Book Page	40329/550
Instrument	202635543

Lender

Name	FULTON BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 29, 2019
Property Address	929 ARBORFIELD DR, MATTHEWS, NC 28105-7219
Document Number	0000010324
Book / Page	33252 / 733
Map Reference	MB 58 PG 796
Instrument Date	Jan 29, 2019
Instrument	2019010324
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	CHICAGO TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,468.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6831 FAIRVIEW RD, 6831, CHARLOTTE, NC 28210-3386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 ARBORFIELD DR, MATTHEWS, NC 28105-7219

Mortgage

Document Number	0000010325
Date	Jan 29, 2019
Instrument	2019010325

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.58%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.58%
Index	1-Year LIBOR
Max Rate	10.5%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 30, 2018
Property Address	929 ARBORFIELD DR, MATTHEWS, NC 28105-7219
Book / Page	033076 / 000248
Instrument Date	Oct 29, 2018
Instrument	136147
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2301 W MOREHEAD ST #A CHARLOTTE NC 282085272, A, CHARLOTTE, NC 28208-5272

Mortgage

Document Number	0000136147
Date	Oct 30, 2018
Book Page	033076/000248
Instrument	136147

Lender

Name	BANK OZK
Address	PO BOX 8811, LITTLE ROCK, AR 72231-8811

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	929 ARBORFIELD DR, MATTHEWS, NC 28105-7219
Document Number	0000018831
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6831 FAIRVIEW RD #D CHARLOTTE NC 282103416, D, CHARLOTTE, NC 28210-3416

Mortgage

Document Number	0000018831
Date	Feb 19, 2018
Book Page	032472/000869
Instrument	18831

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72231

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 19, 2018
Property Address	929 ARBORFIELD DR, MATTHEWS, NC 28105-7219
Document Number	0000018830
Book / Page	032472 / 000866
Instrument Date	Feb 7, 2018
Instrument	18830
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6831 FAIRVIEW RD #D CHARLOTTE NC 282103416, D, CHARLOTTE, NC 28210-3416

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$1,706,700 Land $308,800 Building $1,397,900	$1,706,700 Land $308,800 Building $1,397,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 929 Arborfield Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2008–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 929 Arborfield Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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