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9285 Short Cut Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9285 Short Cut Rd, Ira, MI 48023

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,182 sqft
Lot Size2.46 acres (107,201 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Jul 2019)
Tax Bill$8,556 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Nov 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN74-23-620-0026-200

Property Details

APN / Parcel Number

Primary APN74-23-620-0026-200

Interior

Full Baths2 Baths
Building Area2,182 sqft Living Area
1st Floor Area2,182 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area107,201 sqft (2.46 acres)
Lot Dimensions974 ft deep x 110 ft wide
Garage Area996 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address9285 SHORT CUT RD
CityIRA
StateMI
Zip48023-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionE 110' OF W 330' OF LOT 19 SUPERVISOR'S BOWERS BEAUVAIS PLAT
Legal SubdivisionSUPRVRS BOWERS BEAUVAIS
Legal Lot Number19
Legal Unit19
JurisdictionSAINT CLAIR MI
Township / Civil DivisionIRA
Census Block Group3
Census Block3011
Census Tract650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9285 SHORT CUT RD, IRA, MI 48023-1920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Nov 23, 2020Deed of Trust, Mortgage
HUNTINGTON NAT'L BK
Jul 9, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 12, 2019Correction Deed, Transfer
ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Nov 12, 2019Quit Claim Deed, Mortgage
HUNTINGTON NAT'L BK
Jul 9, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2019 · Amount on Record
Deed SaleJul 9, 2019 · Amount on Record
Deed Document Number201913689
Deed Book / Page5073 / 127
Prior Transfer DateJun 13, 2019
Prior Transfer Doc0005073127
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address9285 SHORT CUT RD, IRA, MI 48023-1920
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9285 SHORT CUT RD, IRA, MI 48023-1920

Mortgage

Document Number0000532441
DateFeb 24, 2021
Book Page5324/41
Instrument2021005441
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 26, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address9285 SHORT CUT RD, IRA, MI 48023-1920
Document Number0052830913
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedJan 14, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9285 SHORT CUT RD IRA MI 480231920, IRA, MI 48023-1920

Mortgage

Document Number0052830913
DateDec 7, 2020
Book Page005283/000913
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
AmountAmount Recorded
Term360 Months
DueDec 6, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 9, 2019
Property Address9285 SHORT CUT RD, IRA, MI 48023-1920
Document Number0050730131
Book / Page005073 / 000131
Instrument DateJul 9, 2019
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21600 31 MILE RD RAY MI 480961309, RAY, MI 48096-1309

November 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 12, 2019
Property Address9285 SHORT CUT RD, IRA, MI 48023-1920
Document Number0051190207
Book / Page005119 / 000207
Instrument DateJul 9, 2019
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21600 31 MILE RD RAY MI 480961309, RAY, MI 48096-1309

November 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 12, 2019
Property Address9285 SHORT CUT RD, IRA, MI 48023-1920
Document Number0051190201
Book / Page005119 / 000201
Instrument DateJun 13, 2019
Transaction TypeMortgage
Record UpdatedNov 29, 2019
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$430.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21600 31 M/E RD RAY MI 48096, RAY, MI 48096

Mortgage

Document Number51190211
DateNov 12, 2019
Book Page005119/000211
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
AmountAmount Recorded
Term360 Months
DueNov 11, 2049
Interest
Rate TypeAdjustable Rate
Rate4%

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 9, 2019
Property Address9285 SHORT CUT RD, IRA, MI 48023-1920
Document Number0050730127
Book / Page005073 / 000127
Instrument DateJun 13, 2019
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$430.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21600 31 MILE RD RAY MI 480961309, RAY, MI 48096-1309

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionIra Township
Unified School DistrictAnchor Bay School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,000 (+3.77%)$616,000 (+3.77%)
2025$8,556.00 (+3.02%) Homeowner's exemption$296,800 (+28.71%)
2024$8,305.00 (+18.17%)$593,600 (+28.71%)
2023$230,600
2022$7,028.00$461,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1982–1987)
Claims Outside the SFHA1 of 5
Most Recent ClaimDec 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRA TOWNSHIP
serves 6,510 people · EPA ID MI0003390
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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