9285 Ridgefield Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9285 Ridgefield Cir, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,332 sqft · built 1992
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2026)
Tax Bill	$3,696 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-281800`

Property Details

APN / Parcel Number

Primary APN	`09-281800`
Alternative APNs	`9281800` `281800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,332 sqft Living Area
1st Floor Area	692 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	281800
Street Address	9285 RIDGEFIELD CIR
City	FREDERICK
State	MD
Zip	21701-6744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 103 SEC B PL 36 1600 SQ FT SPRING RIDGE P.U.D.
Legal Subdivision	SPRING RIDGE PUD
Legal Lot Number	103
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3000
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9285 Ridgefield Cir, a townhouse, is owned and occupied by an individual who bought it in May 2026.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	9285 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN HOME MORTGAGE ACCEPT
May 22, 2026	Deed, Transfer · FHA Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
Jun 4, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Jul 25, 2005 · Amount on File
Deed Book / Page	17875 / 352
Prior Transfer Date	May 8, 2026
Prior Transfer Doc	1787000352
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	May 22, 2026
Property Address	9285 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Document Number	1787000361
Book / Page	17875 / 361
Instrument Date	May 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9285 RIDGEFIELD CIR, FREDERICK, MD 21701-6744

Mortgage

Document Number	1787000361,
Date	May 22, 2026
Book Page	17875/361

Lender

Name	AMERICAN HOME MORTGAGE ACCEPT

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 22, 2026
Property Address	9285 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Document Number	1787000352
Book / Page	17875 / 352
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333,300.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9285 RIDGEFIELD CIR, FREDERICK, MD 21701-6744

Mortgage

Document Number	1787000361,
Date	May 22, 2026
Book Page	17875/361

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jun 4, 2021
Property Address	9285 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Document Number	0149540125
Book / Page	14954 / 125
Map Reference	MB 47 FO 188
Instrument Date	Mar 9, 2021
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6206 STREAMVIEW CT, MOUNT AIRY, MD 21771-7724

Tax Assessment & Valuation

The 2025 property tax bill for 9285 Ridgefield Cir was $3,696, up 8.4% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,267 (+7.09%)	$337,200 (-) Land $120,000 Building $217,200
2025	$3,696.00 (+8.39%)	$295,333	$337,200 Land $120,000 Building $217,200
2024	$3,410.00 (+9.65%)
2023	$3,110.00	$257,933	$274,400 Land $110,000 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9285 Ridgefield Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9285 Ridgefield Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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