9284 Carthage Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 9284 Carthage Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,422 sqft · built 1978
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,000 (Feb 2024)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Sale & Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5252-1795-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5252-1795-0040`
Alternative APNs	`00651501` `651501`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,422 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Siding Sheathing
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	308 sqft

Exterior Amenities

Porch	Patio
Porch Area	130 sqft
Patio Area	77 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00651501
Street Address	9284 CARTHAGE RD
City	SPRING HILL
State	FL
Zip	34608-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 REPLAT 2 BLOCK 1795 LOT 4
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 25 REPL 2
Legal Block	1795
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2028
Census Tract	41103

Owner

Source: Hernando County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9284 CARTHAGE RD, SPRING HILL, FL 34608-3835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Feb 7, 2024	Warranty Deed, Subdivision Related Transfer · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Aug 1, 2023	Intrafamily Transfer, Transfer · Balloon Mortgage NESTOR MARIANO IMPERIALE LLC
Nov 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LEONARD H MARKS IRA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on Record
Deed Sale	Feb 7, 2024 · Amount on Record
Prior Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	20248367
Deed Book / Page	4390 / 1380
Prior Transfer Date	Jul 5, 2023
Prior Transfer Doc	0000042303
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 7, 2024
Property Address	9284 CARTHAGE RD, SPRING HILL, FL 34608-3835
Document Number	0043901380
Book / Page	4390 / 1380
Map Reference	MB 16 PG 72&73
Instrument Date	Jan 31, 2024
Instrument	2024008367
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 19, 2024
Title Company	MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,121.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2504 W MARQUETTE AVE, TAMPA, FL 33614-3326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9284 CARTHAGE RD, SPRING HILL, FL 34608-3835

Mortgage

Document Number	0043901382
Date	Feb 7, 2024
Instrument	4390/1382

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Mortgage

Document Number	0043901382
Date	Feb 7, 2024
Book Page	4390/1382
Instrument	2024008368

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

February 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 7, 2024
Property Address	9284 CARTHAGE RD, SPRING HILL, FL 34608-3835
Document Number	0043901380
Book / Page	4390 / 1380
Map Reference	MB 16 PG 72&73
Instrument Date	Jan 31, 2024
Instrument	2024008367
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 25, 2024
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,121.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2504 W MARQUETTE AVE, TAMPA, FL 33614-3326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9284 CARTHAGE RD, SPRING HILL, FL 34608-3835

Mortgage

Document Number	0043901395
Date	Feb 7, 2024
Instrument	4390/1395

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Aug 1, 2023
Property Address	9284 CARTHAGE RD, SPRING HILL, FL 34608-3835
Document Number	0043251138
Book / Page	4325 / 1138
Map Reference	MB 16 PG 72&73
Instrument Date	Jul 20, 2023
Instrument	2023047444
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2504 W MARQUETTE AVE, TAMPA, FL 33614-3326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 W MARQUETTE AVE, TAMPA, FL 33614-3326

Mortgage

Document Number	0043251140
Date	Aug 1, 2023
Instrument	4325/1140

Lender

Name	NESTOR MARIANO IMPERIALE LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2024

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 22, 2022
Property Address	9284 CARTHAGE RD, SPRING HILL, FL 34608-3835
Document Number	0042420434
Book / Page	4242 / 434
Map Reference	MB 16 PG 72&73
Instrument Date	Nov 10, 2022
Instrument	2022083302
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1242 POPLAR HILL DR, LEBANON, OH 45036-8563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 WEST SLIGH AVENNE, TAMPA, FL 33604-5809

Mortgage

Document Number	0004242440
Date	Nov 22, 2022
Instrument	4242/440

Lender

Name	LEONARD H MARKS IRA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,115.00 (+27.45%)	$169,785 (+5.49%) Land $30,500 Building $139,285	$169,785 (+5.49%) Land $30,500 Building $139,285
2023		$160,944 (+14.59%) Land $27,324 Building $133,620
2022	$2,444.00	$140,456 Land $18,800 Building $121,656	$160,944 Land $25,000 Building $135,944

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

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