9282 Jacob Fork River Rd, Vale, NC 28168 Property Records

Catawba County property record for 9282 Jacob Fork River Rd, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,076 sqft · built 2017
Lot Size	3.38 acres (147,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Dec 2025)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2658-02-85-0187`

Property Details

APN / Parcel Number

Primary APN	`2658-02-85-0187`
Alternative APN	`0005711`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	147,233 sqft (3.38 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	256 sqft
Patio Area	66 sqft
Lean-To	128 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9282 JACOB FORK RIVER RD
City	VALE
State	NC
Zip	28168-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT A PLAT 78-56
Legal Subdivision	JOHNNIE HUGH HOYLE
Legal Lot Number	A
Jurisdiction	CATAWBA NC
Township / Civil Division	BANDY'S
Census Block Group	1
Census Block	1004
Census Tract	11802

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9282 JACOB FORK RIVER RD, VALE, NC 28168-8908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer
Dec 30, 2025	Warranty Deed, Transfer
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 10, 2019	Trustee's Deed, Construction Loan · Construction Mortgage JOHN C ELDRIDGE
May 16, 2018	Deed of Trust, Transfer FARM CREDIT SVCS
Feb 17, 2017	Deed of Trust, Mortgage JOHN C & LENA F ELDRIDGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	202525701
Deed Book / Page	3991 / 45
Prior Transfer Date	May 16, 2018
Prior Transfer Doc	0034530887
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Dec 30, 2025
Property Address	9282 JACOB FORK RIVER RD, VALE, NC 28168-8908
Document Number	0039910045
Book / Page	3991 / 45
Map Reference	MB 78 PG 56
Instrument Date	Dec 30, 2025
Instrument	25701
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27807 FOREST RD, HOT SPRINGS, SD 57747-7241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9282 JACOB FORK RIVER RD, VALE, NC 28168-8908

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Dec 30, 2025
Property Address	9282 JACOB FORK RIVER RD, VALE, NC 28168-8908
Document Number	0039910045
Book / Page	3991 / 45
Map Reference	MB 78 PG 56
Instrument Date	Dec 30, 2025
Instrument	25701
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27807 FOREST RD, HOT SPRINGS, SD 57747-7241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9282 JACOB FORK RIVER RD, VALE, NC 28168-8908

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	9282 JACOB FORK RIVER RD, VALE, NC 28168-8908
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036870045
Date	Sep 14, 2021
Book Page	3687/45
Instrument	22317

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CATAWBA NC
Recording Date	Jan 10, 2019
Property Address	9282 JACOB FORK RIVER RD, VALE, NC 28168-8908
Document Number	0034871817
Book / Page	003487 / 001817
Instrument Date	Jan 9, 2019
Instrument	449
Transaction Type	Construction Loan
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9376 JACOB FORK RIVER RD CONNELLY SPRINGS NC 286128199, CONNELLY SPRINGS, NC 28612-8199

Mortgage

Document Number	34871817
Date	Jan 10, 2019
Book Page	003487/001817
Instrument	449

Lender

Name	JOHN C ELDRIDGE
Address	364 39TH AVENUE DR NW, HICKORY, NC 28601-8031

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2020

May 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	9282 JACOB FORK RIVER RD, VALE, NC 28168-8908
Document Number	0034530890
Instrument Date	May 16, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9282 JACOB FORK RIVER RD VALE NC 281688908, VALE, NC 28168-8908

Mortgage

Document Number	0034530890
Date	May 17, 2018
Book Page	003453/000890
Instrument	8091

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	9282 JACOB FORK RIVER RD, VALE, NC 28168-8908
Document Number	0033860928
Book / Page	003386 / 000928
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9376 JACOB FORK RIVER RD CONNELLY SPRINGS NC 286128199, CONNELLY SPRINGS, NC 28612-8199

Mortgage

Document Number	0033860928
Date	Feb 21, 2017
Book Page	003386/000928
Instrument	3031

Lender

Name	JOHN C & LENA F ELDRIDGE
Address	364 39TH AVENUE DR NW, HICKORY, NC 28601-8031

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,100 (+0.55%) Land $19,500 Building $366,600
2025	$1,539.00 (+71.57%)	$384,000 (+204.76%) Land $17,100 Building $366,900
2024	$897.00 (+3.82%)
2023	$864.00	$126,000 Land $17,100 Building $108,900	$386,100 Land $19,500 Building $366,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: AT&T.

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