9281 Ruth Ct, Saint John, IN 46373 Property Records

Lake County property record for 9281 Ruth Ct, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,126 sqft · built 1997
Lot Size	0.587 acres (25,570 sqft)
Owner	Individual Name on File
Tax Bill	$5,405 (2024)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-22-12-0191-0009`

Property Details

APN / Parcel Number

Primary APN	`009-22-12-0191-0009`
Alternative APNs	`45-11-30-479-001.000-035` `221201910009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,126 sqft Living Area
Attic Area	672 sqft
Basement Area	1,300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	25,570 sqft (0.587 acres)
Lot Dimensions	208 ft deep x 123 ft wide
Garage Type	Mixed
Garage Area	1,083 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	756 sqft
Patio Area	342 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	009-22-12-0191-0009
Old Parcel Number	221201910009
Street Address	9281 RUTH CT
City	SAINT JOHN
State	IN
Zip	46373-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	SCHILLTON HILLS UNIT 8 LOT 172
Legal Subdivision	SCHILLTON HILLS UNIT #8
Legal Lot Number	172
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2011
Census Tract	42613

Owner

Source: Lake County records · APN 009-22-12-0191-0009

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9281 RUTH CT, SAINT JOHN, IN 46373-9674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2010
Deed Sale	Sep 14, 2010
Prior Sale	Mar 12, 2010 · Amount on Record
Deed Document Number	2010 052889
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9281 RUTH CT, SAINT JOHN, IN 46373-9674
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090912
Date	Dec 30, 2019
Instrument	2019 090912

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank
Address	CHICAGO, IL 60633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2035

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	St. John Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$612,800 (+13.63%) Land $95,900 Building $516,900	$612,800 (+13.63%) Land $95,900 Building $516,900
2024	$5,405.00 (-7.1%)
2023		$539,300 (+3.02%) Land $95,900 Building $443,400	$539,300 (+3.02%) Land $95,900 Building $443,400
2022	$5,818.00	$523,500 Land $95,900 Building $427,600	$523,500 Land $95,900 Building $427,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 220 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.