9281 E Ballard Rd, Onaway, MI 49765 Property Records

Cheboygan County property record for 9281 E Ballard Rd, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	20.2 acres (881,654 sqft)
Owner	Individual Name on File
Tax Bill	$710 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231-010-300-012-03`

Property Details

APN / Parcel Number

Primary APN	`231-010-300-012-03`

Exterior

Lot Area	881,654 sqft (20.2 acres)

Location & Zoning

Street Address	9281 E BALLARD RD
City	ONAWAY
State	MI
Zip	49765-8790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S1/4 COR SEC 10, T34N,R1E; TH N 87D 46M 02S W ALG S SEC LI 915.98FT TO POB; TH N 01D 03M 58S E 418FT; TH S 87D 46M 02S E
Legal Range	01E
Legal Township	034
Legal Section	10
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	FOREST
Census Block Group	2
Census Block	2053
Census Tract	960700

Owner

Source: Cheboygan County records · APN 231-010-300-012-03

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9281 E BALLARD RD, ONAWAY, MI 49765-8790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HURON STATE BANK
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	9281 E BALLARD RD, ONAWAY, MI 49765-8790
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9281 E BALLARD RD, ONAWAY, MI 49765-8790

Mortgage

Document Number	0000001449/0000000407
Date	May 13, 2021
Book Page	0000001449/0000000407

Lender

Name	HURON STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	9281 E BALLARD RD, ONAWAY, MI 49765-8790
Transaction Type	Mortgage
Record Updated	Jul 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9281 E BALLARD RD, ONAWAY, MI 49765-8790

Mortgage

Document Number	0000001485/0000000180
Date	Jun 16, 2022
Book Page	0000001485/0000000180

Lender

Name	CENTRAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Forest Township
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,300 (+12.89%)	$108,600 (+12.89%)
2025	$710.00 (+6.77%)
2023		$48,100	$96,200
2022	$665.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheboygan County (26031C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 3 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Presque Isle Electric & Gas Co-op Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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