Rockingham County property record for 9280 Lady Bug Rd, Bridgewater, VA 22812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,113 sqft · built 1942 |
| Lot Size | 4.46 acres (194,408 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2006) |
| Tax Bill | $1,197 (2026) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-(A)-L27 |
| Primary APN | 119-(A)-L27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,113 sqft Living Area |
| Gross Area | 1,480 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 194,408 sqft (4.46 acres) |
| Driveway | Gravel Driveway |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Cistern |
| Account Number | R38680 |
|---|---|
| Street Address | 9280 LADY BUG RD |
| City | BRIDGEWATER |
| State | VA |
| Zip | 22812-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | THORNY BRANCH |
| Legal Subdivision | THORNY BRANCH |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | ASHBY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11200 |
9280 Lady Bug Rd is owned by an individual who bought it in September 2006.
Source: Rockingham County records, as of June 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9344 LADY BUG RD, BRIDGEWATER, VA 22812-3115 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2006 · Amount on File |
| Deed Sale | Sep 7, 2006 · Amount on File |
| Deed Document Number | 200629207 |
| Deed Book / Page | 2938 / 411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 9280 LADY BUG RD, BRIDGEWATER, VA 22812-3116 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5113/160 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 5113/160 |
| Instrument | 2019-11127 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | BRIDGEWATER, VA 22812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Feb 13, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 9280 Lady Bug Rd was $1,197.
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,197.00 | $181,408 Land $57,100 Building $124,308 | $181,408 Land $57,100 Building $124,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9280 Lady Bug Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (1985–1996) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9280 Lady Bug Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| HighSpeedLink.net Fixed Wireless | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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