928 Windward Ct, Oshkosh, WI 54901 Property Records

Winnebago County property record for 928 Windward Ct, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1970
Lot Size	0.298 acres (13,000 sqft)
Owner	Trust Name on Record
Tax Bill	$9,781 (2024)
Deeds & Mortgages	Aug 2026 Construction Loan Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-22410000`

Property Details

APN / Parcel Number

Primary APN	`15-22410000`
Alternative APN	`915-22410000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Other
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	915-22410000
Street Address	928 WINDWARD CT
City	OSHKOSH
State	WI
Zip	54901-2061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 55 2ND ADDN TO NICOLET ANCHORAGE
Legal Subdivision	SECOND ADDITION TO NICOLET ANCHORAGE
Legal Lot Number	55
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2026
Census Tract	300

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	928 WINDWARD CT, OSHKOSH, WI 54901-2061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Construction Mortgage UNION CREDIT UNION
Sep 16, 2025	Deed of Trust, Mortgage · Closed-End Mortgage RIPPLE CU
Apr 10, 2023	Deed of Trust, Mortgage · Closed-End Mortgage HEALTH CARE CU
Jan 5, 2023	Land Contract, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 29, 2019
Transfer Doc	0001788029
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	Aug 28, 2026
Property Address	928 WINDWARD CT, OSHKOSH, WI 54901-2061
Document Number	0001974296
Instrument Date	Aug 24, 2026
Instrument	20261974296
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 WINDWARD CT, OSHKOSH, WI 54901-2061

Mortgage

Document Number	0001974296,
Date	Aug 28, 2026
Instrument	20261974296

Lender

Name	UNION CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2056

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	928 WINDWARD CT, OSHKOSH, WI 54901-2061
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 WINDWARD CT, OSHKOSH, WI 54901-2061

Mortgage

Document Number	0001952587
Date	Sep 16, 2025
Instrument	1952587

Lender

Name	RIPPLE CU
Type	Credit Union
Address	OSHKOSH, WI 54902

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 11, 2035

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	928 WINDWARD CT, OSHKOSH, WI 54901-2061
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 WINDWARD CT, OSHKOSH, WI 54901-2061

Mortgage

Document Number	0001901662
Date	Apr 10, 2023
Instrument	1901662

Lender

Name	HEALTH CARE CU
Type	Credit Union
Address	OSHKOSH, WI 54902

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2053

January 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	WINNEBAGO WI
Recording Date	Jan 5, 2023
Property Address	928 WINDWARD CT, OSHKOSH, WI 54901-2061
Document Number	0001897487
Instrument Date	Jan 3, 2023
Instrument	1897487
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 RIVER MILL RD, OSHKOSH, WI 54901-2769

Mortgage

Date	Jan 5, 2023

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount Recorded
Term	108 Months
Due	Jan 3, 2032

Interest

Rate Type	Adjustable Rate
Rate	42.7%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$512,700 (-) Land $94,000 Building $418,700
2024	$9,781.00 (+23.44%)	$512,700 (+94.5%) Land $94,000 Building $418,700
2023	$7,924.00 (+1.05%) Homeowner's exemption	$263,600 (-) Land $94,000 Building $169,600	$380,908 Land $135,832 Building $245,076
2022	$7,842.00	$263,600 Land $94,000 Building $169,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2008–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2012 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: TDS Telecom.

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