928 Whisler Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 928 Whisler Ct, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,494 sqft · built 1994
Lot Size	0.287 acres (12,502 sqft)
Owner	Company Name on Record
Last Sale	$449,900 (Jan 2026)
Tax Bill	$2,810 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`80937`

Property Details

APN / Parcel Number

Primary APN	`80937`
Alternative APN	`012630017700010150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,494 sqft Heated Area
Gross Area	1,890 sqft
1st Floor Area	1,179 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	711 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	80937
Street Address	928 WHISLER CT
City	SAINT CLOUD
State	FL
Zip	34769-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LANDINGS AT LAKE RUNNYMEDE PB 6 PG 65 LOT 15
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	LANDINGS AT LK RUNMD
Legal Tract	177
Legal Block	1
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2048
Census Tract	43600

Owner

Source: Osceola County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2084 BRANCHED OAK RD, SAINT CLOUD, FL 34771-6802
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Feb 27, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 20, 2026	Special Warranty Deed, Transfer PGP TITLE
Jun 14, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	2026007397
Deed Book / Page	6909 / 1857
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	928 WHISLER CT, SAINT CLOUD, FL 34769-3029
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 WHISLER CT, SAINT CLOUD, FL 34769-3029

Mortgage

Document Number	0060301836
Date	Aug 26, 2021
Book Page	6030/1836
Instrument	2021132784

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	928 WHISLER CT, SAINT CLOUD, FL 34769-3029
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 WHISLER CT, SAINT CLOUD, FL 34769-3029
Investor	Possibly a Property Investor

Mortgage

Document Number	0067460300
Date	Feb 27, 2025
Book Page	6746/300
Instrument	2025024877

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Sep 1, 2051

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 20, 2026
Property Address	928 WHISLER CT, SAINT CLOUD, FL 34769-3029
Document Number	0069091857
Book / Page	6909 / 1857
Map Reference	MB 35 PG 1-7
Instrument Date	Jan 7, 2026
Instrument	2026007397
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Tax	$3,149.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2084 BRANCHED OAK RD, SAINT CLOUD, FL 34771-6802

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 14, 2019
Property Address	928 WHISLER CT, SAINT CLOUD, FL 34769-3029
Document Number	0055412053
Book / Page	005541 / 002053
Instrument Date	May 22, 2019
Instrument	77381
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	928 WHISLER CT ST CLOUD FL 347693029, ST CLOUD, FL 34769-3029

Mortgage

Document Number	55412054
Date	Jun 14, 2019
Book Page	005541/002054
Instrument	77382

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,810.00 (+13.72%) Homeowner's exemption	$191,828 (+9.4%)	$255,100 (+11.2%) Land $57,000 Building $198,100
2023	$2,471.00 (+10.21%) Homeowner's exemption	$175,348 (+12.85%)	$229,400 (+18.86%) Land $50,000 Building $179,400
2022	$2,242.00 Homeowner's exemption	$155,382	$193,000 Land $40,000 Building $153,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, T-Mobile, Verizon.

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