928 W Merced Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 928 W Merced Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,987 sqft · built 1983
Lot Size	0.095 acres (4,140 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,118 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`374-742-24`

Property Details

APN / Parcel Number

Primary APN	`374-742-24`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,987 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	4,140 sqft (0.095 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	928 W MERCED TRAIL RD
City	ORANGE
State	CA
Zip	92865-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10539 BLK LOT 15
Legal Tract	10539
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1003
Census Tract	76204

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 W MERCED TRAIL RD, ORANGE, CA 92865-2017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 18, 2019	Deed of Trust, Mortgage · VA Mortgage VAN DYK MORTGAGE CORP
Oct 23, 2017	Intrafamily Transfer, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017
Deed Sale	Oct 23, 2017
Prior Sale	Jul 15, 2014
Deed Document Number	2017449322
Prior Transfer Date	Oct 17, 2017
Prior Transfer Doc	0000449322
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	928 W MERCED TRAIL RD, ORANGE, CA 92865-2017
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 W MERCED TRAIL RD, ORANGE, CA 92865-2017

Mortgage

Document Number	0000242411
Date	Jul 11, 2022
Instrument	2022000242411

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	928 W MERCED TRAIL RD, ORANGE, CA 92865-2017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000530317
Date	Dec 18, 2019
Instrument	2019000530317

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 23, 2017
Property Address	928 W MERCED TRAIL RD, ORANGE, CA 92865-2017
Document Number	0000449322
Map Reference	MB462 PG25-29
Instrument Date	Oct 17, 2017
Instrument	2017000449322
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	928 W MERCED TRAIL RD, ORANGE, CA 92865-2017

Mortgage

Document Number	0000449323
Date	Oct 23, 2017
Instrument	2017000449323

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$646,440 (+2%) Land $455,586 Building $190,854
2025	$7,118.00 (+4.55%)	$633,765 (+4.04%) Land $446,653 Building $187,112
2023	$6,808.00 (+1.98%)	$609,156 Land $429,308 Building $179,848
2022	$6,676.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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