928 W Cherry St, Centralia, WA 98531 Property Records

Lewis County property record for 928 W Cherry St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 2008
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$382,210 (Nov 2021)
Tax Bill	$2,623 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Mortgage
APN	`000705-000-000`

Property Details

APN / Parcel Number

Primary APN	`000705-000-000`
Alternative APNs	`2222591` `10651`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft
Flooring	Wood

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	478 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2222591
Street Address	928 W CHERRY ST
City	CENTRALIA
State	WA
Zip	98531-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 08 TOWNSHIP 14N RANGE 02W LOT 4 BLK 76 WASHINGTONS ADD
Legal Range	02W
Legal Township	14N
Legal Section	08
Legal Subdivision	WASHINGTONS ADD
Legal Block	76
Legal Lot Number	4
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	3
Census Block	3023
Census Tract	970700

Owner

928 W Cherry St is owned by an individual who bought it in November 2021.

Source: Lewis County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	92S W CHERRY ST, CENTRALIA, WA 98531
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Jan 13, 2005 · Amount on File
Deed Document Number	20213565802
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Nov 30, 2021
Property Address	928 W CHERRY ST, CENTRALIA, WA 98531-1122
Document Number	0003565802
Map Reference	VOL 1 PG 10
Instrument Date	Nov 29, 2021
Instrument	3565802
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,120.36
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92S W CHERRY ST, CENTRALIA, WA 98531

Mortgage

Document Number	0003565804
Date	Nov 30, 2021
Instrument	3565804

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	928 W CHERRY ST, CENTRALIA, WA 98531-1122
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003546910
Date	Mar 23, 2021
Instrument	3546910

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$399,800 (-) Land $70,000 Building $329,800	$399,800 (-) Land $70,000 Building $329,800
2024	$2,623.00	$399,800 Land $70,000 Building $329,800	$399,800 Land $70,000 Building $329,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 928 W Cherry St; there have been 52 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	52 (1986–2022)
Claims Outside the SFHA	15 of 52
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 27 claims High Winds, Severe Storms And Flooding, Feb 1996 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 928 W Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: T-Mobile, Verizon.

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