St. Louis County property record for 928 W Arrowhead Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 986 sqft · built 1953 |
| Lot Size | 0.27 acres (11,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jan 2021) |
| Tax Bill | $3,870 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4345-00250 |
| Primary APN | 010-4345-00250 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Gross Area |
| 1st Floor Area | 986 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 11,802 sqft (0.27 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 18 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1103294 |
|---|---|
| Street Address | 928 W ARROWHEAD RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0025 SERIAL # |
| Legal Subdivision | UNIVERSITY HEIGHTS ADDITION |
| Legal Lot Number | 25 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 15700 |
Source: St. Louis County assessment roll, APN 010-4345-00250, as of August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 928 W ARROWHEAD RD, DULUTH, MN 55811-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BELL BK |
| Dec 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 13, 2021 · Amount on Record |
| Deed Sale | Jan 13, 2021 · Amount on Record |
| Prior Sale | Dec 27, 2018 · Amount on Record |
| Deed Document Number | 20211035129 |
| Prior Transfer Date | Dec 14, 2018 |
| Prior Transfer Doc | 0001006467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 13, 2021 |
| Property Address | 928 W ARROWHEAD RD, DULUTH, MN 55811-2210 |
| Document Number | 00T1035129 |
| Instrument Date | Jan 08, 2021 |
| Instrument | T1035129 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2021 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $644.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 W ARROWHEAD RD DULUTH MN 558112210, DULUTH, MN 55811-2210 |
| Document Number | T1035130 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | T1035130 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 928 W ARROWHEAD RD, DULUTH, MN 55811-2210 |
| Document Number | 00T1019136 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 928 W ARROWHEAD RD DULUTH MN 558112210, DULUTH, MN 55811-2210 |
| Document Number | 00T1019136 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | T1019136 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 30, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 27, 2018 |
| Property Address | 928 W ARROWHEAD RD, DULUTH, MN 55811-2210 |
| Document Number | 0001006467 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 1006467 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | ARROWHEAD ABSTRACT AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 928 W ARROWHEAD RD, DULUTH, MN 55811-2210 |
| Document Number | 0001006468 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 1006468 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2034 |
Source: St. Louis County assessment roll as of August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,870.00 (+18.64%) Homeowner's exemption | ||
| 2025 | $3,262.00 (+0.74%) Homeowner's exemption | $289,700 (+12.37%) Land $39,200 Building $250,500 | $289,700 (+12.37%) Land $39,200 Building $250,500 |
| 2024 | $3,238.00 | $257,800 (+14.07%) Land $36,400 Building $221,400 | $257,800 (+14.07%) Land $36,400 Building $221,400 |
| 2022 | $226,000 Land $42,800 Building $183,200 | $226,000 Land $42,800 Building $183,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 100 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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