928 W 4th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 928 W 4th St, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1934
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2006)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000D026120`

Property Details

APN / Parcel Number

Primary APN	`000D026120`
Alternative APNs	`03-0821-08-4-02-09-0000` `R0358116` `D026120` `D02612`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1984
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft
View / Lot	Rural
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	201 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	928 W 4TH ST
City	LAUREL
State	MT
Zip	59044-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S08, T02 S, R24 E, FRAC E2SE4 5.00 ACRES
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Block	3
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	3
Census Block	3024
Census Tract	1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	928 W 4TH ST, LAUREL, MT 59044-2633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jun 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit ALTANA FCU
Sep 15, 2017	Deed of Trust, Mortgage WARREN D & CAROL L RUSSELL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2006 · Amount on Record
Deed Sale	May 1, 2006 · Amount on Record
Deed Document Number	20063375668
Last Transfer Date	Jun 11, 2026
Transfer Doc	0004137690
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 29, 2026
Property Address	928 W 4TH ST, LAUREL, MT 59044-2633
Document Number	0004140362
Instrument Date	Jul 22, 2026
Instrument	20264140362
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 W 4TH ST, LAUREL, MT 59044-2633

Mortgage

Document Number	0004140362,
Date	Jul 29, 2026
Instrument	20264140362

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 29, 2026
Property Address	928 W 4TH ST, LAUREL, MT 59044-2633
Document Number	0004137690
Instrument Date	Jun 11, 2026
Instrument	20264137690
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 W 4TH ST, LAUREL, MT 59044-2633
Investor	Possibly a Property Investor

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	928 W 4TH ST, LAUREL, MT 59044-2633
Document Number	0003829111
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 W 4TH ST LAUREL MT 590442633, LAUREL, MT 59044-2633

Mortgage

Document Number	0003829111
Date	Oct 3, 2017
Instrument	3829111

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 2, 2019

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	928 W 4TH ST, LAUREL, MT 59044-2633
Document Number	0003830380
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	928 W 4TH ST LAUREL MT 590442633, LAUREL, MT 59044-2633

Mortgage

Document Number	0003830380
Date	Oct 16, 2017
Instrument	3830380

Lender

Name	WARREN D & CAROL L RUSSELL
Address	18509 BONNEY LAKE BLVD E, BONNEY LAKE, WA 98391-6876

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,600 (-) Land $176,206 Building $237,394	$413,600 (-) Land $176,206 Building $237,394
2025	$1,686.00 (-14.37%)	$413,600 (+39.4%) Land $176,206 Building $237,394	$413,600 (+39.4%) Land $176,206 Building $237,394
2024	$1,969.00 (+4.79%)
2023	$1,879.00	$296,700	$296,700 Land $117,360 Building $179,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: TCT Internet, Verizon.

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