928 W 3rd St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 928 W 3rd St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1950
Lot Size	0.133 acres (5,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Jun 2026)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-208-008-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-208-008-000`
Alternative APN	`28423`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,064 sqft Finished Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Finished Basement	532 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,807 sqft (0.133 acres)
Lot Dimensions	88 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	170 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	28423
Street Address	928 W 3RD ST
City	SIOUX FALLS
State	SD
Zip	57104-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 66` 10 & 11 BLOCK 2 COOPER`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	COOPER`S ADDN
Legal Block	2
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3015
Census Tract	201

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 W 3RD ST, SIOUX FALLS, SD 57104-2612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Guardian

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Deed Document Number	2026161581
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 18, 2026
Property Address	928 W 3RD ST, SIOUX FALLS, SD 57104-2612
Document Number	0000161581
Book / Page	639-D / 155
Instrument Date	Jun 10, 2026
Instrument	2026161581
Transaction Type	Transfer
Record Updated	Jul 29, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,624.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 W 3RD ST, SIOUX FALLS, SD 57104-2612

Mortgage

Document Number	0000161582,
Date	Jun 18, 2026
Book Page	2018-M/14
Instrument	2026161582

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000161583,
Date	Jun 18, 2026
Book Page	2018-M/15
Instrument	2026161583

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,624 (-1.1%) Land $22,945 Building $190,679	$213,624 Land $22,945 Building $190,679
2025	$2,930.00	$216,000 (+3.8%) Land $23,200 Building $192,800
2024	$2,930.00 (+11.03%)	$208,100 (+18.85%) Land $23,200 Building $184,900
2022	$2,639.00	$175,100 Land $18,600 Building $156,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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