928 Trout Rd, Ozark, MO 65721 Property Records

Christian County property record for 928 Trout Rd, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,916 sqft · built 2020
Lot Size4.53 acres (197,327 sqft)
Owner2 Individual Names on File
Tax Bill$3,665 (2024)
Deeds & MortgagesApr 2023 Construction Loan
Apr 2020 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN18-0.8-27-0-0-25

Property Details

APN / Parcel Number

Primary APN18-0.8-27-0-0-25
Alternative APN
  • 18-0.8-27-000-000-025.000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,916 sqft Living Area
1st Floor Area1,916 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area197,327 sqft (4.53 acres)

Location & Zoning

Street Address928 TROUT RD
CityOZARK
StateMO
Zip65721-7184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 2 SEC SE NE W316.43 N629.54 E262.13 SE71.75 S480.05 SE35.73 S71.80 TO POB
Legal Range21W
Legal Township26N
Legal Section27
Legal SubdivisionOZARK OUT
Legal Tract2
JurisdictionCHRISTIAN MO
Township / Civil DivisionNORTH GALLOWAY
Census Block Group1
Census Block1028
Census Tract20502

Owner

928 Trout Rd is owned and occupied by two individuals who acquired it in December 2022.

Source: Christian County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address928 TROUT RD, OZARK, MO 65721-7184
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Deed of Trust, Mortgage · Construction Mortgage
CITIZENS BANK OF ROGERSVILLE
Apr 13, 2020Deed of Trust, Mortgage · Construction Mortgage
CITIZENS BANK OF ROGERSVILLE
Jun 10, 2020Deed of Trust, Mortgage · Construction Mortgage
CITIZENS BANK OF ROGERSVILLE
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Mar 29, 2019Trustee's Deed, Construction Loan · Line of Credit
CITIZENS BK/ROGERSVILLE
Sep 12, 2018Warranty Deed, Transfer · Line of Credit
CITIZENS BK/NEWBURG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2022
Deed SaleDec 29, 2022
Prior SaleSep 26, 2018 · Amount on File
Deed Document Number202218601
Deed Book / Page2022 / 18411
Prior Transfer DateAug 15, 2022
Prior Transfer Doc0000012450
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address928 TROUT RD, OZARK, MO 65721-7184
Transaction TypeMortgage
Record UpdatedFeb 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1393 FERN RD, HIGHLANDVILLE, MO 65669-8326
InvestorPossibly a Property Investor

Mortgage

Document Number0202304591
DateApr 28, 2023
Book Page2023/4591
Instrument2023L04662
Lender
NameCITIZENS BANK OF ROGERSVILLE
TypeBank
AddressROGERSVILLE, MO 65742
Agreement
TypeConstruction Mortgage
AmountAmount on Record

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address928 TROUT RD, OZARK, MO 65721-7184
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202004782
DateApr 13, 2020
Book Page2020/4782
Instrument2020L04834
Lender
NameCITIZENS BANK OF ROGERSVILLE
TypeBank
AddressROGERSVILLE, MO 65742
Agreement
TypeConstruction Mortgage
AmountAmount on Record

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address928 TROUT RD, OZARK, MO 65721-7184
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202008373
DateJun 10, 2020
Book Page2020/8373
Instrument2020L08452
Lender
NameCITIZENS BANK OF ROGERSVILLE
TypeBank
AddressSPRINGFIELD, MO 65804
Agreement
TypeConstruction Mortgage
AmountAmount on Record

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address928 TROUT RD, OZARK, MO 65721-7184
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyTITAN TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202014625
DateSep 9, 2020
Book Page2020/14625
Instrument2020L14763
Lender
NameCITIZENS BANK NA
TypeBank
AddressROGERSVILLE, MO 65742
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

March 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCHRISTIAN MO
Recording DateMar 29, 2019
Property Address928 TROUT RD, OZARK, MO 65721-7184
Book / Page002019 / 003263
Instrument DateMar 27, 2019
Instrument3308
Transaction TypeConstruction Loan
Record UpdatedApr 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1393 FERN RD HIGHLANDVILLE MO 656698326, HIGHLANDVILLE, MO 65669-8326

Mortgage

Document Number0201903263
DateMar 29, 2019
Book Page002019/003263
Instrument3308
Lender
NameCITIZENS BK/ROGERSVILLE
TypeBank
AddressROGERSVILLE, MO 65742
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateSep 12, 2018
Property Address928 TROUT RD, OZARK, MO 65721-7184
Document Number0201812092
Book / Page002018 / 012092
Instrument DateAug 31, 2018
Instrument12226
Transaction TypeTransfer
Record UpdatedSep 25, 2018
Title CompanyGREAT AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address23297 RIGHTEOUS LN WAYNESVILLE MO 655837113, WAYNESVILLE, MO 65583-7113

Mortgage

Document Number201812093
DateSep 12, 2018
Book Page002018/012093
Instrument12227
Lender
NameCITIZENS BK/NEWBURG
TypeBank
AddressROLLA, MO 65401
Agreement
TypeLine of Credit
AmountAmount on Record
Term36 Months
DueSep 11, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,440$344,500 Land $45,300 Building $299,200
2024$3,665.00
2023$63,100$332,200 Land $45,300 Building $286,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 928 Trout Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 928 Trout Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 87% of Missouri
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
White River Connect
Fiber
2,500 / 2,500
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Trout Rd

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