Carroll County property record for 928 Ruby Ct, Westminster, MD 21158 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1986 |
| Square Footage | 1,454 sqft Total Area |
| Lot Size | 8,116 sqft (0.186 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $222,500 (2016) |
| Tax Bill | $4,526.00 (2025) |
| Primary APN | 07-088647 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,454 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,116 sqft (0.186 acres) |
| Deck Area | 380 sqft Deck |
| Porch Area | 18 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 088647 |
|---|---|
| Street Address | 928 RUBY CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4264 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 29 - 8116 SF 928 RUBY CT 26-103 GREENS BLK D SC 6 PLT 4 |
| Legal Subdivision | GREENS WESTMINSTER |
| Legal Block | D |
| Legal Lot Number | 29 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 507704 |
Source: Carroll County records · APN 07-088647
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 928 RUBY CT, WESTMINSTER, MD 21158-4264 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 09, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on Record |
| Deed Sale | Jul 20, 2016 · Amount on Record |
| Prior Sale | Dec 30, 1996 · Amount on Record |
| Deed Book / Page | 8380 / 343 |
| Transfer Doc | 0038110221 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 01, 2026 |
| Property Address | 928 RUBY CT, WESTMINSTER, MD 21158-4264 |
| Document Number | 1175000209 |
| Book / Page | 11753 / 209 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 1175000209, |
|---|---|
| Date | May 01, 2026 |
| Book Page | 11753/209 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 928 RUBY CT, WESTMINSTER, MD 21158-4264 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0105530223 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 10553/223 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 928 RUBY CT, WESTMINSTER, MD 21158-4264 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0100940506 |
|---|---|
| Date | Feb 09, 2021 |
| Book Page | 10094/506 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,600 (+7.37%) Land $100,900 Building $201,700 | $302,600 (-) Land $100,900 Building $201,700 | |
| 2025 | $4,526.00 (+11.45%) Homeowner's exemption | $281,833 (+17.28%) | $302,600 (+25.93%) Land $100,900 Building $201,700 |
| 2023 | $4,061.00 Homeowner's exemption | $240,300 Land $98,200 Building $142,100 | $240,300 Land $98,200 Building $142,100 |
928 Ruby Ct is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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