928 River Terrace Dr, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 928 River Terrace Dr, Johnsburg, IL 60051

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,230 sqft · built 1940
Lot Size0.253 acres (11,022 sqft)
OwnerOwner Name on Record
Last Sale$245,000 (Jan 2004)
Flood ZoneZone AE (high risk)
APN10-08-351-022

Property Details

APN / Parcel Number

Primary APN10-08-351-022

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,230 sqft Living Area
Gross Area2,460 sqft
1st Floor Area1,230 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area11,022 sqft
Garage TypeDetached

Exterior Amenities

PorchPorch
Porch Area20 sqft
Deck Area464 sqft
Patio Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address928 RIVER TERRACE DR
CityJOHNSBURG
StateIL
Zip60051-9511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2004R0001357 LT 10 1ST ADDN TO RIVER TERRACE
Legal Range09E
Legal Township45N
Legal Section08
Legal SubdivisionRIVER TER/1ST ADD
Legal Block351
Legal Lot Number1,10
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1009
Census Tract870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address928 RIVER TERRACE DR, JOHNSBURG, IL 60051-9511
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2004 · Amount on Record
Deed SaleJan 7, 2004 · Amount on Record
Deed Document Number2004R0001357
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityJohnsburg Village
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$96,343 Land $38,107 Building $58,236$289,029 Land $114,321 Building $174,708

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims38 (1979–2026)
Claims Outside the SFHA3 of 38
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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