928 Randolph St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 928 Randolph St, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1894
Square Footage2,250 sqft Total Area
Lot Size4,800 sqft (0.11 acres)
GarageAttached
Last Sale$75,000 (2024)
Tax Bill$1,210.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-26-434-010

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,250 sqft Total Area
1st Floor1,216 sqft 1st Floor
Basement Area1,216 sqft Basement
Unfinished Basement1,216 sqft Unfinished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Architectural StyleDuplex Single Style
Exterior MaterialAsbestos Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,800 sqft (0.11 acres)
Depth X Width80 ft x 60 ft Depth x Width
Garage TypeAttached Garage
Porch1 Porch
Porch Area525 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address928 RANDOLPH ST
CityWATERLOO
StateIA
Zip50702-1528
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionDOES ADDITION NE 80 FT LOT 1 BLK 20
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionDOES ADDITION
Legal Block20
Legal Lot Number1
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2017
Census Tract200

Owner

Source: Black Hawk County records · APN 8913-26-434-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1222 W 7TH ST, WATERLOO, IA 50702-3004
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2024Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Aug 25, 2017Warranty Deed, Transfer · Stand Alone First Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2024 · Amount on Record
Deed SaleJul 31, 2024 · Amount on Record
Prior SaleJul 02, 2008 · Amount on Record
Deed Doc Number202418036
Record RefreshedSep 20, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJul 31, 2024
Property Address928 RANDOLPH ST, WATERLOO, IA 50702-1528
Document Number0202418036
Instrument DateJul 23, 2024
Instrument2024-18036
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$119.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1222 W 7TH ST, WATERLOO, IA 50702-3004

Mortgage

Document Number0202418037
DateJul 31, 2024
Instrument2024-18037
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.75%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateAug 01, 2031
Change FrequencyAnnually
Min Rate At Change5.75%
Max Rate At Change9.75%
Index1-Year CMT
Max Rate13.7%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 25, 2017
Property Address928 RANDOLPH ST, WATERLOO, IA 50702-1528
Document Number201800003495
Instrument DateAug 25, 2017
Instrument2018-00003495
Transaction TypeTransfer
Record UpdatedJul 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9702 VIKING RD, CEDAR FALLS, IA 50613-9298

Mortgage

Document Number201800003496
DateAug 25, 2017
Instrument2018-00003496
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueSep 05, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,210.00$74,420 (+33.46%) Land $8,660 Building $65,760$74,420 (+33.46%) Land $8,660 Building $65,760
2024$1,210.00 (+15.24%)
2023$55,760 (+16.68%) Land $8,660 Building $47,100$55,760 (+16.68%) Land $8,660 Building $47,100
2022$1,050.00$47,790 Land $8,660 Building $39,130
2021$47,790 Land $8,660 Building $39,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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