928 Pointer Ridge Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 928 Pointer Ridge Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,830 sqft · built 1984
Lot Size	0.258 acres (11,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Jun 2002)
Tax Bill	$8,168 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02256496`

Property Details

APN / Parcel Number

Primary APN	`09-02256496`
Alternative APN	`02256496`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,830 sqft Living Area
Gross Area	3,314 sqft
1st Floor Area	1,040 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,249 sqft (0.258 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02256496
Street Address	928 POINTER RIDGE DR
City	GAITHERSBURG
State	MD
Zip	20878-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	PHEASANT RUN
Legal Subdivision	PHEASANT RUN
Legal Phase	EA
Legal Block	2
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700820

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 POINTER RIDGE DR, GAITHERSBURG, MD 20878-1133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2002 · Amount on Record
Deed Sale	Jun 4, 2002 · Amount on Record
Deed Document Number	2002241027
Deed Book / Page	21200 / 699
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	928 POINTER RIDGE DR, GAITHERSBURG, MD 20878-1133
Document Number	0596480459
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	GPN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	928 POINTER RIDGE DR GERMANTOWN MD 20876, GERMANTOWN, MD 20876

Mortgage

Document Number	0596480459
Date	May 22, 2020
Book Page	059648/000459

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	928 POINTER RIDGE DR, GAITHERSBURG, MD 20878-1133
Document Number	0562300172
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	928 POINTER RIDGE DR GAITHERSBURG MD 208781133, GAITHERSBURG, MD 20878-1133

Mortgage

Document Number	0562300172
Date	Jun 26, 2018
Book Page	056230/000172

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,200 (+5.25%) Land $246,200 Building $383,000	$629,200 (-) Land $246,200 Building $383,000
2025	$8,168.00 (+33.7%)	$597,800 (+11.74%)	$629,200 (+17.61%) Land $246,200 Building $383,000
2023		$535,000 Land $246,200 Building $288,800	$535,000 Land $246,200 Building $288,800
2022	$6,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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