928 Osos Way, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 928 Osos Way, Paso Robles, CA 93446

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,294 sqft · built 1994
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$570,000 (Mar 2022)
Tax Bill$9,616 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN025-151-012

Property Details

APN / Parcel Number

Primary APN025-151-012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,294 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeWood
Lot Area43,560 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address928 OSOS WAY
CityPASO ROBLES
StateCA
Zip93446-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY PR ORCH BUNG TR LT 272
Legal SubdivisionASSOCIATED ALMOND GROWERS
Legal Block1
Legal Lot Number272
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group1
Census Block1005
Census Tract10206

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address928 OSOS WAY, PASO ROBLES, CA 93446-2306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOVEREIGN LENDING GROUP INC
Aug 3, 2021Deed of Trust, Mortgage · Line of Credit
SESLOC FCU
Mar 2, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2022 · Amount on Record
Deed SaleMar 2, 2022 · Amount on Record
Prior SaleJun 14, 2011 · Amount on Record
Deed Document Number20229440
Prior Transfer DateFeb 25, 2022
Prior Transfer Doc0000009440
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 13, 2026
Property Address928 OSOS WAY, PASO ROBLES, CA 93446-2306
Document Number0000021717
Instrument DateJul 2, 2026
Instrument202621717
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address928 OSOS WAY, PASO ROBLES, CA 93446-2306

Mortgage

Document Number0000021717,
DateJul 13, 2026
Instrument202621717
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address928 OSOS WAY, PASO ROBLES, CA 93446-2306
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyPLACER TITLE CO ROSEVILLE CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address928 OSOS WAY, PASO ROBLES, CA 93446-2306

Mortgage

Document Number0000054754
DateOct 1, 2020
Instrument2020054754
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address928 OSOS WAY, PASO ROBLES, CA 93446-2306
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTIMIOS TITLE A CALIFORNIA C

Transferred To (Grantee/Buyer)

NameVerified Name
Address929 OSOS WAY, PASO ROBLES, CA 93446-2305

Mortgage

Document Number0000017972
DateMar 9, 2021
Instrument2021017972
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address928 OSOS WAY, PASO ROBLES, CA 93446-2306
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054373
DateAug 3, 2021
Instrument2021054373
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93403
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 2, 2022
Property Address928 OSOS WAY, PASO ROBLES, CA 93446-2306
Document Number0000009440
Map ReferenceMB 2 PG 55
Instrument DateFeb 18, 2022
Instrument2022009440
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address928 OSOS WAY, PASO ROBLES, CA 93446-2306

Mortgage

Document Number0000009441
DateMar 2, 2022
Instrument2022009441
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2042

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityEl Paso De Robles (Paso Robles) City
Unified School DistrictPaso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$893,004 (+2%) Land $248,958 Building $644,046
2025$9,616.00 (+3.31%) Homeowner's exemption$875,495 (+4.04%) Land $244,077 Building $631,418
2023$9,308.00 (+58.33%) Homeowner's exemption$841,500 Land $234,600 Building $606,900
2022$5,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PASO ROBLES WATER DIVISION
serves 31,176 people · EPA ID CA4010007
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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