Martin County property record for 928 NW Spruce Ridge Dr, Stuart, FL 34994
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 4 ba · 2,264 sqft · built 2020 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Tax Bill | $13,279 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 30-37-41-011-026-0011.1-0-0000 |
| Primary APN | 30-37-41-011-026-0011.1-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 2,264 sqft Living Area |
| 1st Floor Area | 2,264 sqft |
| Elevator | Elevator |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Open Concrete/Masonry Porch |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1117520 |
|---|---|
| Street Address | 928 NW SPRUCE RIDGE DR |
| City | STUART |
| State | FL |
| Zip | 34994-9543 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | A PORTION OF LOT 11 BLOCK 26 NORTH RIVER SHORES SECTION 6 (PB 3 PG 88) AS FOLLOWS: BEGIN AT THE SOUTHWESTERLY CORNER OF LOT 11 BEING THE INTERSECTION OF NORTHERLY ROW LINE OF NW SPRUCE RIDGE DR AND ON A CURVE CONCAVE NORTHWESTERLY WITH A RADIUS OF 39 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 30 |
| Legal Subdivision | NORTH RIVER SHORES |
| Legal Block | 26 |
| Legal Lot Number | 11 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 300 |
928 NW Spruce Ridge Dr, a duplex, is owned by a company.
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1174 NW SPRUCE RIDGE DR, STUART, FL 34994-9516 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 928 NW Spruce Ridge Dr was $13,279, up 7% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,279.00 (+7.03%) | $658,199 | $1,037,310 Land $455,630 Building $581,680 |
| 2024 | $12,407.00 (+11.65%) | ||
| 2023 | $11,112.00 (+19.11%) | $543,967 (+1%) | $744,520 (+37.44%) Land $334,130 Building $410,390 |
| 2022 | $9,329.00 | $494,516 | $541,720 Land $255,150 Building $286,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 928 NW Spruce Ridge Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 units insured incl. 10 condo units |
| Nearby Flood Claims | 30 (1983–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 928 NW Spruce Ridge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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