928 Mosby Dr, Frederick, MD 21701 Property Records

Frederick County property record for 928 Mosby Dr, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,964 sqft · built 1999
Lot Size	0.046 acres (1,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (May 2015)
Tax Bill	$5,658 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-210509`

Property Details

APN / Parcel Number

Primary APN	`02-210509`
Alternative APNs	`2210509` `210509`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,964 sqft Living Area
1st Floor Area	844 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,980 sqft (0.046 acres)
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	210509
Street Address	928 MOSBY DR
City	FREDERICK
State	MD
Zip	21701-3264
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 158 SECTION 2 PLAT 4-1980 SQ FT TUSCARORA KNOLLS
Legal Subdivision	TUSCARORA KNOLLS
Legal Lot Number	158
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4010
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 MOSBY DR, FREDERICK, MD 21701-3264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Aug 7, 2017	Grant Deed, Transfer FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015 · Amount on Record
Deed Sale	May 28, 2015 · Amount on Record
Prior Sale	Jan 12, 2015 · Amount on Record
Deed Book / Page	10551 / 426
Prior Transfer Date	Nov 24, 2003
Prior Transfer Doc	0044090481
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	928 MOSBY DR, FREDERICK, MD 21701-3264
Document Number	0133710338
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NAVY FEDERAL SETTLEMENT SERVICES, NAVY FED'L SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 MOSBY DR FREDERICK MD 217013264, FREDERICK, MD 21701-3264

Mortgage

Document Number	0133710338
Date	Dec 2, 2019
Book Page	013371/000338

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 7, 2017
Property Address	928 MOSBY DR, FREDERICK, MD 21701-3264
Document Number	0119640117
Book / Page	011964 / 000117
Instrument Date	Jul 31, 2017
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 MOSBY CT FREDERICK MD 217013224, FREDERICK, MD 21701-3224
Investor	Possibly a Property Investor

Mortgage

Document Number	119640124
Date	Aug 7, 2017
Book Page	011964/000124

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,833 (+7.52%)	$399,900 (+22.56%) Land $140,000 Building $259,900
2025	$5,658.00 (+4.64%) Homeowner's exemption	$326,300 (+15.02%) Land $90,000 Building $236,300	$326,300 (-) Land $90,000 Building $236,300
2024	$5,407.00 (+7.07%)
2023	$5,050.00 Homeowner's exemption	$283,700	$326,300 Land $90,000 Building $236,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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